The $1,200 Club: States That Keep Your Home Insurance Premiums Low

State Farm is proposing significant rate hikes for California policyholders, but consumer advocates assure that home insurance remains available despite the company's withdrawal. Natural disasters, especially hurricanes, are driving up home insurance premiums across the U.S. Florida homeowners face the highest increases, with average premiums over $6,000, while states like Ohio and Wisconsin have lower rates due to fewer catastrophic events and proactive measures.