Will Lower Down Payments Save Florida Condo Market? | Brought to you by The Cantrell Team

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Florida wants condos more affordable—down payments could drop from 20% to national 3–5% standard.

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Insurance premiums are skyrocketing—buyers pay both personal HO-6 and rising HOA master policy costs.

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HOA fees are climbing fast—roof, structural repairs, and reserve funds are breaking budgets.

Slide 4

Surfside tragedy changed everything: inspections and reserve fund laws protect safety but hike costs.

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Florida condos are unique—high down payments, strict regulations, and insurance make buying complicated.


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