Slide 1
Florida wants condos more affordable—down payments could drop from 20% to national 3–5% standard.
Slide 2
Insurance premiums are skyrocketing—buyers pay both personal HO-6 and rising HOA master policy costs.
Slide 3
HOA fees are climbing fast—roof, structural repairs, and reserve funds are breaking budgets.
Slide 4
Surfside tragedy changed everything: inspections and reserve fund laws protect safety but hike costs.
Slide 5
Florida condos are unique—high down payments, strict regulations, and insurance make buying complicated.
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