Category: Uncategorized
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12 Unconventional Ways to Lower Your Mortgage Payment
Mortgages have increased, impacting monthly budgets. Ways to lower mortgage payments include making a bigger down payment, reducing homeowner’s insurance costs, recasting the mortgage, making bi-weekly payments, refinancing, getting a property tax assessment, negotiating a lower interest rate, downsizing, applying for a modification program, lengthening the loan term, renting out spare space, and paying mortgage…
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How Much Is Condo Insurance in Florida? | Brought to you by The Cantrell Team
The average condo insurance in Florida costs $1,130 annually, double the U.S. average of $455. Miami has the highest average rate at $2,570, while Orlando is lower at $1,050 annually.
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How to Save Money on Florida Condo Insurance | Brought to you by The Cantrell Team
Shop around and compare at least three quotes to find better Florida condo insurance rates. Ask about discounts for bundling policies, having protective devices, or living in a gated community.
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Florida: Condo Inspection Deadline Looming | Brought to you by The Cantrell Team
State officials aim to provide relief for condo owners before the December 31 inspection deadline.Condo associations must submit Milestone Inspection reports to assess structural integrity and reserve funding needs.
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Florida Offseason: A New Homebuying Season | Brought to you by The Cantrell Team
Florida’s housing market is benefiting from lower mortgage rates and rising inventory, boosting buyer activity.Affordability has improved, with buyers finding more opportunities and negotiating power due to increased inventory.
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Florida Home Sales Drop, but Prices Hold Steady | Brought to you by The Cantrell Team
Closed Sales: ↓1.1% yearly due to rising mortgage rates and economic uncertainty. Median Home Price: $411,638, ↓0.8% yearly, maintaining property value stability.
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An interest rate cut is coming. Here’s what to do with your money beforehand
The Federal Reserve is expected to cut interest rates soon, potentially easing financial burdens for those with loans. However, uncertainty remains about the extent of the cuts. Experts recommend taking advantage of high-yield savings accounts, prioritizing credit card debt repayment, and considering mortgage refinancing. They advise against over-relying on CDs, trying to time the market,…
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Selling in 2025? 6 Must-Haves for Your Home | Brought to you by The Cantrell Team
Updating your kitchen with quartz countertops and smart appliances significantly enhances resale value. Adopting a neutral color palette makes your home more appealing to potential buyers and feels modern.
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Effective strategies for saving up to buy a house
Purchasing a home requires careful planning and disciplined saving. Start by setting a clear savings goal, ideally saving at least 20% for a down payment and accounting for closing costs. Create and stick to a budget, cutting unnecessary expenses. Consider investing a portion of your savings for better returns and open a dedicated high-yield savings…
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Audit Unveils Critical Fixes for Florida Insurer | Brought to you by The Cantrell Team
Audit of Florida’s state-owned insurance corporation recommended improvements in customer service and fiscal management.Coverage includes dwellings, personal property, rentals, and additional living expenses; underwriting guidelines must be followed.