Ft Walton Beach Homes under $350,000

**Discover the Charm of Fort Walton Beach, Florida**

Nestled along the stunning Emerald Coast, Fort Walton Beach is a picturesque city in Okaloosa County, Florida, known for its breathtaking beaches, vibrant culture, and welcoming community. With its sparkling turquoise waters and powdery white sands, this coastal gem offers a lifestyle that many dream of. Whether you’re a beach enthusiast, a nature lover, or someone who enjoys the charm of a close-knit community, Fort Walton Beach has something for everyone.

The city boasts a rich history, with attractions like the Indian Temple Mound and the Air Force Armament Museum showcasing its cultural heritage. Outdoor enthusiasts will find plenty to explore, from the lush parks and nature trails to the serene waters perfect for fishing, boating, and paddleboarding. The nearby Gulf Islands National Seashore offers stunning vistas and opportunities for wildlife viewing, making it a paradise for nature lovers.

If you’re considering making Fort Walton Beach your home, you’ll be pleased to know that there are beautiful homes available for under $350,000. These properties provide an excellent opportunity for first-time buyers, families, or retirees looking for a peaceful retreat. With a variety of styles and sizes, you can find the perfect home that fits your lifestyle and budget.

Experience the warmth and charm of Fort Walton Beach, where coastal living meets community spirit. With affordable housing options and a plethora of recreational activities, it’s no wonder that so many are choosing to call this beautiful city their home. Come see for yourself why Fort Walton Beach is the perfect place to live, work, and play!

Newest Ft Walton Beach Homes under $350,000

$320,000

6 Beds ⋅ 2 Baths ⋅ 689295 MLS

MOVE IN READY ! NEW ROOF ** NEW PAINT** Three bedroom , 2 full bath New roof in July 2026, New Paint June 2026. The floors are wood in living room and down the hall , with tile in the rest of the home with exception of carpet in main bedroom. The rooms are large with a lot of windows to let in that morning sunshine and there is a storm door at the front door. The dining is open to the living room and the kitchen with the laundry at the back door to the left of the kitchen. This home is close to shopping , beaches , parks and hospitals! Call for an appointment today and make it yours!

101 NE Oregon Dr, Ft Walton Beach

300 SW Miracle Strip Pkwy Unit #3B, Ft Walton Beach

$235,500

2 Beds ⋅ 1 Baths ⋅ 686606 MLS ⋅ Sea Palm Condo BLDG.

Resort-Style Living with Courtyard & Water Views! Whether you're looking for a relaxing vacation retreat, a proven income-producing investment, or both, this first-floor condo checks all the boxes. Already participating in the Airbnb rental program, this property has a strong rental history and has generated excellent rental income, making it an outstanding investment opportunity. Sold fully furnished, it's truly turnkey and ready for immediate enjoyment or continued vacation rentals. Sip your morning coffee or unwind after a day of fun on the private patio overlooking the peaceful courtyard and water. Inside, you'll find granite countertops, soft-close drawers, a pantry with pullout shelves, a spacious walk-in shower, illuminated mirror, Bluetooth-enabled exhaust fan with integrated lighting, a new dishwasher, new kitchen sink, new in-unit washer and dryer, Nest thermostat, and video doorbell. Located in a community designed for relaxation and recreation, this condo offers the perfect blend of comfort, convenience, and carefree coastal living. Whether you're expanding your investment portfolio or searching for your own vacation getaway, this is an opportunity you won't want to miss. Schedule your showing today!

300 SW Miracle Strip Pkwy Unit #3B, Ft Walton Beach

$235,000

3 Beds ⋅ 1 Baths ⋅ 681642 MLS

Don't miss this incredible investment opportunity in a charming 3-bedroom, 1-bathroom home bursting with potential! Featuring a new roof (2019) and updated water heater (2021), the big-ticket items are already handled — just bring your vision and your contractor. Step inside to find a spacious layout with multiple living areas, a large kitchen boasting stainless steel appliances including an LG French door refrigerator, a center island, ample cabinetry, and a rustic wood beam accent overhead. The home offers generous room sizes with built-in shelving throughout, a dedicated dining area, and a sunlit bonus/flex space perfect for a home office or additional living room. Outside, the property truly shines with a sparkling in-ground pool, a covered patio, lush mature landscaping, beautiful azaleas, and a detached storage shed. The home also features solar panels, offering future energy savings that will appeal to any buyer. With solid bones, solar already in place, and cosmetic updates needed, this property is priced to move and ready for its transformation. Whether you're an experienced flipper or a savvy investor adding to your portfolio, this one checks all the boxes

304 NW Oakland Cir, Ft Walton Beach

1100 Crosswinds Lndg Unit #7, Ft Walton Beach

$249,900

3 Beds ⋅ 2 Baths ⋅ 682070 MLS

Welcome to low maintenance living in this charming two story brick corner unit townhome offering 3 bedrooms, 2 bathrooms, and 1,350 square feet of inviting space. With attractive curb appeal and thoughtfully landscaped grounds, this home pairs comfort and convenience in a desirable setting, with the Homeowners Association maintaining the common area and exterior of the building. HOA maintenance includes cleaning and painting of exterior building surfaces, repair and replacement of roofs, siding, masonry, fences and walks, and the irrigation, cutting, pruning and fertilizing of trees, shrubs and grass. Two assigned parking spots are included as well. Inside, soaring ceilings and abundant natural light make the main living area feel bright and spacious, while the fireplace creates a warm focal point for the open living and dining layout. The kitchen overlooks the main living space and features stainless steel appliances, a breakfast bar, recessed lighting, a double sink, and functional flow for everyday living and entertaining. The downstairs bathroom has been stylishly updated with a glass enclosed standing shower and classic subway tile for a fresh, modern touch. Upstairs, the primary suite offers a private retreat complete with a full bath and walk-in closet, while two additional bedrooms provide flexibility for guests, a home office, or growing needs. Major system updates add peace of mind, including a roof that is 3 years old and an HVAC system and hot water heater that are both 6 years old. With its corner unit privacy, open concept design, and move-in ready appeal, this townhome is an exceptional opportunity for easy living, with exterior upkeep and parking already taken care of.

1100 Crosswinds Lndg Unit #7, Ft Walton Beach

909 Santa Rosa Blvd Unit #114, Ft Walton Beach

$289,000

1 Beds ⋅ 1 Baths ⋅ 679382 MLS ⋅ El Matador Condo BLDG.

Welcome to the gated beachside community of El Matador, known for offering some of the most privacy and tranquility of any complex on the island. This charming 1-bedroom, 1-bathroom condo is the perfect retreat for snowbirds, a relaxing vacation home, or a strong rental investment opportunity. Inside, you’ll find a comfortable and inviting space designed for easy coastal living. Step out onto your private balcony overlooking the peaceful courtyard—an ideal spot to enjoy morning coffee, read a book, or unwind after a day at the beach. Residents and guests enjoy a wide range of resort-style amenities designed for both relaxation and recreation. The community features two swimming pools, tennis courts, a basketball court, whirlpools, a sauna, and a state-of-the-art fitness center, creating a true resort-like experience right at home. Beyond the gates, the location offers convenient access to some of the area’s most popular attractions and outdoor adventures. Spend your days enjoying parasailing, wave runners, deep-sea fishing, or visiting the nearby marine life park. You’ll also be just minutes from the area’s finest restaurants, shopping centers, movie theaters, grocery stores, and several renowned professional golf courses. Whether you’re looking for a peaceful coastal getaway or a property with excellent rental potential, this inviting condo offers the perfect blend of comfort, privacy, and location.

909 Santa Rosa Blvd Unit #114, Ft Walton Beach

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