Milton Homes under $500,000

Welcome to Milton, Florida – a hidden gem nestled in the heart of Santa Rosa County. Known for its rich history, picturesque landscapes, and friendly community, Milton offers an inviting atmosphere that makes it an ideal place to call home. With its charming downtown area, vibrant local culture, and access to beautiful parks and outdoor activities, this city has something for everyone.

Milton is steeped in history, boasting numerous historical sites and landmarks that tell the story of its past. The Blackwater River, a stunning natural feature, provides residents with endless opportunities for fishing, kayaking, and enjoying nature’s beauty. For those who appreciate a slower pace of life, Milton’s small-town charm is complemented by a strong sense of community, making it a wonderful place for families and individuals alike.

One of the most appealing aspects of Milton is the affordability of its real estate market. With homes priced under $500,000, you can find a wide range of options that cater to various tastes and preferences. From cozy single-family homes to modern townhouses, there’s a perfect fit for every buyer. Whether you’re a first-time homebuyer, looking to downsize, or seeking a peaceful retreat, Milton’s housing market offers exceptional value without sacrificing quality of life.

Explore the beauty and charm of Milton today, and discover why so many are choosing to make this delightful city their home. With an array of affordable housing options and a welcoming community, Milton is more than just a place to live – it’s a place to thrive.

Newest Milton Homes under $500,000

$349,999

4 Beds ⋅ 2 Baths ⋅ 689946 MLS

Welcome to this spacious 4-bedroom, 2-bath home featuring an open-concept floor plan designed for comfortable everyday living and entertaining. The kitchen features an island with bar seating, granite countertops, stainless steel appliances, an undermount sink, pantry, and ample counter and storage space. The primary bedroom includes an adjoining bath with a double vanity and walk-in closet. Luxury vinyl plank flooring extends throughout the main living areas, with carpeting in the bedrooms. Additional features include Smart Home Technology, keyless entry, a video doorbell, hurricane fabric window protection, a two-car garage, and a covered patio overlooking the privacy-fenced backyard. Conveniently located in Pace with access to area shopping, dining, medical facilities, and other everyday amenities. The property is currently a skip away to Bennett C. Russell Elementary School and Avalon Middle School; buyers should independently verify current school zoning and attendance boundaries with the appropriate school district.

5560 Guinevere Ln, Milton

$379,900

3 Beds ⋅ 2 Baths ⋅ 689938 MLS

NO HOA!! New 3 Bedroom 2 bath home on 1/2 acre lot. This Brick and Hardie Siding home has an open floor plan. The Kitchen White Shaker Cabinets with Quartz Counter tops, stainless appliances(Range, Dishwasher, Refrigerator and Microwave), LVP flooring in common areas and Carpet in Bedrooms The main bath has a large walk in tile shower with glass enclosure and walking in closet. Off the kitchen is a large walk in pantry and laundry room. The oversized garage gives ample room for storage. Pics are of similar floor plan, finishes may vary. Under Construction. Est Completion Dec 2026

5368 Pond Creek Rd, Milton

$469,000

4 Beds ⋅ 2 Baths ⋅ 689924 MLS

Welcome to your own private oasis!! This 4 bed /2 bath retreat offers a 2-car garage, NO HOA, and room to truly spread out on 1 acre—with endless possibilities for your lifestyle and all your “toys.” Step inside to a spacious foyer featuring tile and high ceilings. To the right, you’ll find a guest bedroom with ample closet space. To the left is a formal dining room, perfect for hosting, holiday meals, or everyday entertaining. The heart of this split floor plan is the living room which serves as the center of the home with a cozy fireplace for comfortable nights in. On one side of the home, two additional guest rooms are separated by a barn door for added privacy—each with access to a shared guest bath. On the other side, the chef’s dream kitchen is sure to impress, featuring “Bullnose” style granite countertops, a large island, breakfast nook, and a big pantry. You’ll also love the upgraded cabinets and finishes throughout. Retreat to the primary suite, complete with tray ceilings and a spa-like primary bath featuring dual closets, a large vanity, a towel closet, and an upgraded wood-look tile walk-in shower. Enjoy added comfort of shower heat lamp for year-round relaxation. Just across from the primary suite is the indoor laundry room, thoughtfully designed with ample space and a custom folding table. Outside, enjoy the 22'9"x15'5" screened-in porch for relaxing and entertaining, complete with access to an outdoor 11'8"x15'7" deck and carport—including space for your golf cart. The property truly delivers with its beautifully usable acre, including an irrigated garden ready to go. You’ll also find a custom pole barn with added plumbing and electricity, ideal for boat or RV storage, plus a 10'x12' shed with plenty of room for tools and extra storage. There’s even an additional carport for a smaller boat and an outdoor cleaning station with sink for your convenience. This home has everything you need—and plenty of room for more! Schedule your showing today!

9915 Nichols Lake Rd, Milton

$320,000

3 Beds ⋅ 2 Baths ⋅ 689897 MLS

***YOUR DREAM HOME AWAITS*** Have you been looking for a newer 3-bedroom, 2-bathroom home that is completely turnkey ready and won't break the bank? You just found it! This gorgeous brick home features granite countertops, spacious rooms, stainless steel appliances, brushed nickel hardware, walk-in pantry and master closet, cathedral ceiling in the living area, wash tub in the garage, and luxury plank flooring throughout. The covered back patio faces the east, so you can truly relax in the afternoon or evening in your fully-fenced backyard. Are you concerned about security? Take advantage of the SimpliSafe system and keypad deadbolts on all three entry doors. The garage door opener is Wi-Fi compatible as well. If that is not enough, the hip roof and hurricane protection will ensure lower insurance rates. Though this home is off the beaten path in the quiet neighborhood of Woodland Lake Heights surrounded by trees and Wright Basin lake, you will be just minutes from the historic Milton downtown, Blackwater River, Whiting Park and boat launch, and plenty of shops, groceries, and restaurants. This home has everything you need, including affordability. So call the listing agent for a showing today, because tomorrow could be too late.

5622 Riviera Dr, Milton

$89,999

4 Beds ⋅ 1 Baths ⋅ 689880 MLS

Beautiful 0.57 acre lot. AS-IS, CASH ONLY. The existing home needs lots of work to get it back to good health (please see pictures). The land is where the opportunity is. Located toward the end of a quiet street with no thru-traffic. Zoned R1M - Mixed Residential Subdivision; allowing for single-family residential, mobile homes, manufactured, modular homes, and ADUs (please confirm with Santa Rosa County for any/all questions related to permitting and zoning requirements).

6368 Metz Rd, Milton

$189,900

3 Beds ⋅ 2 Baths ⋅ 689876 MLS

ONE ACRE!! This home has potential to make it your own. AS IS! 3/2 Fenced yard. Finish up what the seller has started. Some updates in Kitchen, but a work in progress. Priced right to sell fast! The electrical has been updated with Alumiconn. Roof was replaced in 2021. Windows have been replaced some time ago, but are in great condition. Walk into a open concept home with coat closet, large living room, kitchen has lots of cabinets and updated counter tops. Room to set up your dining table and china cabinets. Currently the home is cooled by Window A/C. There is a survey available for a buyers savings. Appointment only with 24 hour notice.

5180 Parkway Dr, Milton

$359,000

4 Beds ⋅ 2 Baths ⋅ 689860 MLS

NEW CONSTRUCTION | 0.58 ACRE | 4 BEDROOMS | 2 BATHS | 1,711 SQ. FT. | 2-CAR GARAGE | MILTON Quality new construction by a great local builder on a spacious 0.58-acre lot in an excellent Milton location. Situated on a paved road just off Berryhill Road, this home offers approximately 1,711 square feet of living space with 4 bedrooms, 2 full baths, and a 2-car garage. The thoughtfully designed floor plan provides plenty of space without wasted square footage, while the oversized lot gives you room to spread out. Convenient location, paved road access, over half an acre, and the quality of a trusted local builder make this a great opportunity for buyers looking for a brand-new home in Milton. Estimated completion: December 1, 2026

5477 Walker Rd, Milton

$415,000

4 Beds ⋅ 3 Baths ⋅ 689848 MLS

**OPEN HOUSE 10/3 1-4PM** Welcome to 4917 Shell Rd! Beautifully situated on a .87-acre corner lot surrounded by mature trees. This home offers space, privacy, and plenty of character. The large circular driveway creates impressive curb appeal, while additional parking provides room for a boat, RV, or guests. Inside, the spacious great room features high ceilings and a brick fireplace, along with an open kitchen and Florida room leading to the backyard. The primary suite includes a separate office and private balcony overlooking the backyard. An oversized garage with built-in workspaces plus half bath! A detached storage building adds even more functionality. Recent updates include a new roof (2021) water heater (2025), privacy fence (2026) and one new A/C unit (2026). Conveniently located between Pace and Milton, this property offers the space and flexibility that can be hard to find, especially at this price! Schedule your private showing today and come see everything 4917 Shell Rd has to offer!

4917 Shell Rd, Milton

$214,900

2 Beds ⋅ 1 Baths ⋅ 689847 MLS

Your own personal country retreat by the lake in Shangri La East. Away from the busy city life and into the relaxed country living at its best! Separate 2 car garage is great for storage and car storage. Fishing and canoeing in your back yard. This is just waiting for you to enjoy the good life.

11147 N Lakeview Dr, Milton

$220,000

3 Beds ⋅ 2 Baths ⋅ 689828 MLS

Welcome to this beautifully updated Craftsman-style bungalow in Milton’s Old Historic District, where timeless character meets modern comfort. A wide covered front porch framed by classic tapered columns sets the tone, perfect for a porch swing, morning coffee, or unwinding at the end of the day. Inside, warm wood floors, abundant natural light, and a character-filled exposed-brick fireplace create a comfortable, welcoming atmosphere. Spacious living and dining areas offer flexibility for entertaining, working from home, or creating a hobby space. The bright kitchen pairs crisp white cabinetry with generous counter space and abundant storage, plus convenient access to the backyard. Both bathrooms have been tastefully updated, including a recently added second bath featuring a spacious tiled walk-in shower. Outside, enjoy a generous fenced yard, rear patio, extended driveway, and detached storage shed. The Blackwater Heritage State Trail runs directly behind the property, placing miles of scenic walking and biking close at hand. Milton’s Riverwalk, historic courthouse, downtown shops, dining, and community events are also just a short walk away, while NAS Whiting Field is only a short drive from home. Significant improvements include foundation leveling; updated electrical components throughout, including the panel, switches, and outlets; fresh interior paint; smooth ceilings; and updated fixtures complemented by charming vintage-inspired details. This is a rare opportunity to own a move-in-ready piece of Milton history with genuine neighborhood charm, meaningful improvements, and an exceptional location. Schedule your private showing today.

6731 Berryhill St, Milton

$136,500

3 Beds ⋅ 2 Baths ⋅ 689823 MLS

CASH-ONLY INVESTMENT OPPORTUNITY! This 3BR/2BA home offers approximately 1,163 SF on a spacious nearly half-acre lot in an up-and-coming area. The home requires a full renovation and is being sold AS-IS, in its current condition. Features include a large covered carport, fireplace, and backyard storage shed. The real opportunity is the combination of the existing structure, lot size, and location. Ideal for an investor or builder looking for a renovation or small development project. Buyer to verify zoning, lot configuration, permitted uses, and all development possibilities.

3188 Damon Dr, Milton

$375,000

4 Beds ⋅ 2 Baths ⋅ 689777 MLS

Welcome home to this beautiful 4-bedroom, 2-bath home featuring a bright, airy feel and a spacious, open floor plan. The split-bedroom layout offers added privacy, with the primary suite tucked away from the additional bedrooms. The kitchen is a standout, featuring new stainless steel appliances, granite countertops, a new deep stainless steel sink and faucet, a large pantry, and a center island, making it perfect for everyday living and entertaining. The spacious primary suite boasts a well-appointed bathroom with a double vanity, generous walk-in shower, private water closet, and a massive walk-in closet. The additional bedrooms are generously sized, offering plenty of flexibility. Enjoy the convenience of a remodeled laundry room, a two-car garage with freshly painted walls and floors, and a large, privacy-fenced backyard with a Wi-Fi-connected sprinkler system. Conveniently located near NAS Whiting Field, shopping, restaurants, and a nearby public park with walking trails, this home offers comfort, space, and convenience all in one.

4690 Perception Cir, Milton

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