Pensacola Homes with Waterfront Deed Access Community Features

Welcome to Pensacola, Florida – a vibrant coastal gem nestled in Escambia County, where the sun-kissed shores meet rich history and Southern charm. Known for its stunning white-sand beaches, Pensacola is a paradise for outdoor enthusiasts and history buffs alike. With its warm climate and picturesque waterfront, the city offers a unique blend of relaxation and adventure, making it an ideal place to call home.

Imagine waking up each day to the soothing sounds of waves gently lapping against the shore, with the sun rising over the horizon right from your doorstep. Homes with waterfront deed access in Pensacola provide just that – a unique opportunity to embrace the coastal lifestyle. These properties not only offer breathtaking views but also grant you direct access to the shimmering waters of the Gulf of Mexico. Whether you're interested in boating, fishing, or simply enjoying a sunset stroll along the beach, this community is a haven for those who appreciate the beauty of nature.

Beyond the waterfront, Pensacola boasts a rich tapestry of culture and community. The downtown area is alive with local shops, delicious eateries, and vibrant art scenes. Residents can enjoy festivals, farmers' markets, and a plethora of recreational activities, ensuring there’s never a dull moment.

Living in a waterfront deed access community in Pensacola means more than just a home; it’s a lifestyle choice filled with adventure, relaxation, and a strong sense of community. Discover the magic of Pensacola and make your dream of coastal living a reality!

Newest Pensacola Homes with Waterfront Deed Access Community Features

154 Ethel Wingate Dr Unit #506, Pensacola

$539,900

3 Beds ⋅ 2 Baths ⋅ 689763 MLS ⋅ Harbour Pointe Condominium BLDG.

Harbour Pointe. Unit 506, 2BR, 2 BA with bonus room, Exceptional Waterfront Living. Experience refined coastal living in this beautifully updated 5th-floor residence at Harbour Pointe—one of Pensacola’s premier Intracoastal communities. This unit blends modern upgrades with serene water views, offering comfort, style, and long-term value. From your private balcony and living spaces, enjoy daily vistas of the Intracoastal Waterway, Johnson Beach, and the Gulf—sunrises, sailboats, dolphins, and the Blue Angels create a breathtaking backdrop year-round. Interior Features & Upgrades Premium tile flooring installed in 2021- current value $35,000–$40,000, New AC system (2023), New hot water heater (2026), Storm shutters (2022), Custom-built vanity cabinets in both the primary and guest bathrooms, New bathroom vanities, mirrors & lighting, Fresh paint in primary & guest bathrooms (2026), Kitchen cabinets have been professionally refinished and painted, Appliances updated in 2023, Quartz countertops in kitchen and both bathrooms (2026), Custom laundry room cabinet, Custom-built shelving in both linen closets, Interior paint refresh (2022), Every improvement has been thoughtfully selected for durability, function, and aesthetic appeal—ideal for full-time living, a second home, or a high-demand investment property. Community Amenities Resort-style pool & hot tub Modern fitness center, library & TV lounge. Elegant lobby & meeting room. Private fishing pier. Boat docks (slips available for purchase). Pet-friendly park & secluded beach area. Well-managed HOA with ongoing community enhancements. Location Perfectly situated near top restaurants, golf courses, marinas, shopping, and the sugar-white beaches of Perdido Key. Harbour Pointe offers peaceful waterfront living with unmatched convenience. VA financing approved. This is your opportunity to own a beautifully upgraded, move-in-ready slice of paradise. Call today to schedule your private showing of Harbour Pointe Unit 506.

154 Ethel Wingate Dr Unit #506, Pensacola

$249,000

4 Beds ⋅ 2 Baths ⋅ 689555 MLS

Welcome home to this beautifully updated 4-bedroom, 2-bath brick home in Pensacola, offering 1,665 square feet, a private pool, AND lake access—all for under $250,000! Brand new pool pump. HVAC 2012 Roof 2023 $3,000 seller paint credit when using our preferred contractor Inside, you’ll find new flooring throughout along with an updated kitchen that gives the home a fresh, modern feel. Both bathrooms have also been updated, including the primary bathroom and guest bath, making this home truly move-in ready. Step outside and the lifestyle gets even better. Spend hot Florida afternoons relaxing in your private swimming pool, then take advantage of lake access just steps from home. Whether you enjoy fishing, spending time by the water, entertaining friends and family, or simply having a peaceful place to unwind, this property offers a combination that’s hard to find at this price point. With solid brick construction, 4 bedrooms, 2 bathrooms, 1,665 square feet, extensive updates, a private pool, and lake access, this home delivers incredible value in Pensacola. Updated home. Private pool. Lake access. Under $250K. Schedule your private showing and come see everything this home has to offer.

4018 Embers Landing, Pensacola

$470,000

3 Beds ⋅ 2 Baths ⋅ 689180 MLS ⋅ San Anton BLDG.

Stunning Sunset Views from San Anton 606! This beautifully appointed 3-bedroom, 2-bath end-unit condo at Lost Key Golf & Beach Club offers extra natural light, gorgeous sunset views, and coveted garage parking. Sold fully furnished and ready to enjoy, this residence has also been thoughtfully maintained with all major systems updated. Whether you're searching for a primary residence, second home, or Perdido Key vacation property, San Anton 606 offers an incredible opportunity to enjoy the Lost Key lifestyle! Lost Key Golf & Beach Club offers a unique living experience nestled among a 400-acre natural wetland preserve in the private gated community. This paradise escape is a perfect fit for friends and family to enjoy all the amenities Lost Key has to offer including walking paths, golf club, tennis courts, heated pool & fitness center, beach shuttle, and a private beach club with a full-service restaurant and bar, beach service, a swimming pool with beachfront access on Perdido' sugar white sand beach. Condo Owner Association dues include: Water, sewer, trash, landscape maintenance, termite treatment & bond, interior pest control, cable and internet, reserves for common area items such as the elevators and roofs, and exterior building insurance. Access to the Pool at San Anton and Pool & Fitness Center at the Site 18 Condos.

645 Lost Key Dr Unit #606, Pensacola

16470 Perdido Key Dr Unit #C22, Pensacola

$342,500

2 Beds ⋅ 2 Baths ⋅ 689099 MLS ⋅ Sundown Condo BLDG.

Experience the best of coastal living at Sundown Condominiums on beautiful Perdido Key! This refreshed 2-bedroom, 2-bath condo offers peaceful views of, and direct access to, Old River, along with deeded beach access to the Gulf of America. The bright, move-in-ready interior features fresh paint throughout, new luxury vinyl plank flooring, new stainless-steel appliances, refreshed coastal décor, and a new water heater. Two private storage sheds provide ample space for beach gear, boating supplies, and outdoor equipment. A deeded dry-storage space for your boat adds even more convenience for enjoying life on the water. Sundown’s desirable community amenities include a newly upgraded swimming pool, tennis and basketball courts, and first-come, first-served boat docks. Spend the morning boating, fishing, kayaking, or paddleboarding on Old River, the afternoon relaxing along the Gulf, and the evening exploring nearby restaurants and shopping. Whether you are searching for a primary residence, second home, vacation getaway, boating retreat, or investment property, this updated Perdido Key condo offers the waterfront access, sought-after amenities, and relaxed coastal lifestyle you have been looking for!

16470 Perdido Key Dr Unit #C22, Pensacola

154 Ethel Wingate Dr Unit #803, Pensacola

$495,000

2 Beds ⋅ 2 Baths ⋅ 688903 MLS ⋅ Harbour Pointe Condominium BLDG.

Waterfront 2BR/2BA Condo with 30-Foot Boat Slip — Fully Furnished Waterfront living meets the ultimate boating lifestyle! Welcome to 154 Ethel Wingate Dr, Unit 803, Pensacola, FL a beautifully furnished 2-bedroom, 2-full-bath condo offering an incredible opportunity to own a turnkey coastal retreat with a 30-foot boat slip included. The condo is being sold fully furnished, allowing you to move right in and immediately start enjoying the Perdido waterfront lifestyle. The unit is currently configured to sleep up to 8 guests, making it an excellent option for a primary residence, second home, vacation getaway, or investment property. The Boater’s Dream Included with the sale is 30-foot boat slip E1, providing tremendous added value for boating enthusiasts. Pilings are already in place and ready for installation of a boat lift, giving you the opportunity to customize the slip for your boat and keep it conveniently close to home. Coastal Features & Convenience The condo also includes storm shutters for both balcony doors, providing an added layer of protection and peace of mind during storm events. Combined with the waterfront location and boating amenities, this is an exceptional opportunity to own a true Perdido coastal retreat. Property Highlights 2 bedrooms 2 full bathrooms Currently sleeps up to 8 Fully furnished — furniture and furnishings convey with the sale 30-foot boat slip included Slip E1 Pilings already in place and ready for a boat lift Storm shutters for both balcony doors Waterfront/coastal lifestyle Turnkey opportunity Perfect for a primary residence, second home, or investment property Convenient Perdido location Whether you’re looking for a weekend getaway, full-time coastal residence, or investment property with exceptional boating amenities, Unit 803 offers a rare combination of waterfront living, turnkey furnishings, and private boating access.

154 Ethel Wingate Dr Unit #803, Pensacola

$585,000

2 Beds ⋅ 2 Baths ⋅ 688873 MLS ⋅ Galia BLDG.

Welcome to The Galia, a premier condo, marina and yacht club community offering breathtaking views of Gulf Islands National Seashore and beyond. This spacious 9th-floor, 2-bedroom, 2-bath residence features 9' ceilings, crown molding, new carpeting and full-height sliding glass doors opening to spectacular water views. The living room features a 75" LG TV and 60" electric fireplace. The beautifully updated kitchen offers maple soft-close cabinetry, blue glass backsplash, Delta farm sink with touch faucet, quartz countertops and breakfast bar (2025), under- and inside-cabinet lighting, pull-out shelving and LG appliances. Additional updates include a Trane heat pump (2025), water heater (2022), and LG washer/dryer (2021). The waterfront primary suite provides balcony access, custom walk-in closet shelving, dual vanities, makeup area, tiled walk-in shower and soaking tub. Auto-controlled blinds enhance the main living area and second bedroom. The residence also includes assigned parking space #51 and climate-controlled owner storage. Community amenities include an outdoor pool and hot tub, fitness and weight rooms overlooking the marina, social center, covered patio and beautifully maintained grounds. Lost Key Marina is just steps away, offering boat slips and dry storage with convenient water access to Pensacola Pass and the Gulf. Minutes from NAS Pensacola, downtown and Perdido Key's sugar-white beaches. No short-term rentals are permitted, providing a peaceful residential atmosphere. HOA fees include cable, internet, pest control, water, sewer and trash; tenant pays electric only. Enjoy boating, fishing, kayaking, paddleboarding, beaches and even Blue Angels views from your balcony!

10099 Nelle Ave Unit #905, Pensacola

$409,000

3 Beds ⋅ 2 Baths ⋅ 688789 MLS

Discover this Frank Lloyd Wright–inspired home on beautiful Innerarity Island, offering a unique blend of architectural character and functional living. This one-of-a-kind property features an open, airy floor plan with soaring ceilings, exposed beams, and abundant natural light throughout. The Great Room showcases lovely tile flooring, a cozy brick fireplace, and direct access to a HUGE back deck overlooking the fenced yard. The Master Bedroom includes a large walk-in closet and a spiral staircase leading to a loft with access to an upper patio—a peaceful perch surrounded by nature. The property is beautifully landscaped with palm trees, fruit trees, and mature greenery. A palm-lined driveway leads to the 2-car attached garage, and an additional large carport provides parking for two vehicles, a boat, or a small RV. Located at the quiet end of Innerarity Island, offering a quaint coastal lifestyle close to the pristine beaches of Perdido Key. Nearby amenities include delicious local restaurants, a public fishing dock, kayak launch, playground at Innerarity Point Park, and a public boat ramp just minutes away. Enjoy the Florida lifestyle in a retreat for buyers seeking architectural charm, natural surroundings, and a break from cookie-cutter living.

5523 North Shore Rd, Pensacola

$2,100,000

5 Beds ⋅ 6 Baths ⋅ 688771 MLS

Luxury, Waterfront Home (with Boat Slip) in Yacht Harbour Community, located in Perdido Key on Old River! Community is across the street from The Gulf/Beach and Walking Distance to FloraBama, Yacht Club & Old River Grill. 5 Bedrooms, 5 1/2 Baths, Fully Furnished, Large Upgraded Kitchen, Wet Bar, Dining Area, Living Area, Multiple Balconies/Patio, Elevator to all 3 floors, Multi-Car Garage with Storage Space, Community Pool & Pickleball Court! This Home is a Must See!

17030 Starboard Pl, Pensacola

$595,000

3 Beds ⋅ 2 Baths ⋅ 688757 MLS ⋅ Galia BLDG.

Waterfront views, generous living space & a 10th-floor setting make this 2-bedroom + BONUS ROOM condo at Galia a standout along the Intracoastal Waterway. From the private, spacious balcony, enjoy sweeping views across the Intracoastal Waterway, over Perdido Key and toward the Gulf. It’s an incredible backdrop for morning coffee, evening sunsets, entertaining or catching the Blue Angels as they fly overhead. Inside, the spacious floor plan features high ceilings with crown molding, solid wood cabinets & doors, modern appliances and a kitchen positioned to enjoy the waterfront view while preparing meals. The primary suite is generously sized with direct balcony access and a large over-sized closet featuring custom wood shelving. The primary bath offers dual vanities, including a dedicated vanity area, a separate shower & large garden tub. The BONUS ROOM provides additional flexibility for an office, den, bunk room or additional living space. An HVAC system installed in 2023 and water heater replaced in 2022 provide added peace of mind. The condo is being sold unfurnished, offering a clean slate to make the space completely your own. Galia is a rent-restricted community with a 7-month minimum and does not permit short-term rentals. Residents enjoy lower monthly dues & well-managed association operations, along with a community clubhouse featuring indoor & outdoor lounge areas, fitness facility, waterside swimming pool & hot tub. Assigned uncovered parking and a climate-controlled storage unit are also included. Boating enthusiasts will appreciate the nearby Lost Key Marina & Yacht Club, where boat slips of various sizes may be available for an additional cost and are separate from the Galia HOA. Enjoy waterfront living with beautiful views, resort-style amenities & easy access to everything Perdido Key & Pensacola have to offer.

10099 Nelle Ave Unit #1006, Pensacola

$475,000

3 Beds ⋅ 2 Baths ⋅ 688623 MLS ⋅ San Anton BLDG.

Seller to pay for one year of Buyers condo dues with acceptable offer. Enjoy breathtaking sunrise and sunset views from this Fully Remodeled 4th-floor condominium in San Anton at Lost Key Golf & Beach Club. This spacious 2-bedroom & den, 2-bath unit offers the perfect blend of luxury and comfort in the heart of Perdido Key. The open, split floor plan features new flooring, sleek countertops, freshly painted cabinets, and stylish new furniture—offered fully furnished and move-in ready! The versatile den includes a new door, creating the ideal space for a third bedroom or private office. The expansive primary suite boasts a large walk-in closet and tranquil views. Recent upgrades include a brand-new water heater, adding peace of mind. This proven rental brought in $43,411.63 in rental revenue in 2025. Lost Key Golf & Beach Club offers a unique living experience nestled among a 400-acre natural wetland preserve in the private gated community. This paradise escape is a perfect fit for friends and family to enjoy all the amenities Lost Key has to offer including walking paths, golf club, tennis courts, heated pool & fitness center, beach shuttle, and a private beach club with a full-service restaurant and bar, beach service, a swimming pool with beachfront access on Perdido' sugar white sand beach. Condo Owner Association dues include: Water, sewer, trash, landscape maintenance, termite treatment & bond, interior pest control, cable and internet, reserves for common area items such as the elevators and roofs, and exterior building insurance. Access to the Pool at San Anton and Pool & Fitness Center at the Site 18 Condos.

645 Lost Key Dr Unit #405, Pensacola

16310 Perdido Key Dr Unit #9B, Pensacola

$399,000

2 Beds ⋅ 2 Baths ⋅ 688483 MLS ⋅ Docks On Old River Condo BLDG.

Experience waterfront living at Docks on Old River with this 2-bedroom, 2-bath condo offering beautiful views, boating access, and a prime location just 5 minutes from Flora-Bama! Situated along Old River, a popular boating corridor, the condo includes private Boat Slip 9B with a boat lift designed to accommodate approximately a 22–24 ft. boat with a weight capacity of approximately 6,000 lbs., making it easy to keep your boat ready for days on the water. Boat and trailer parking is also available at the front of the property. This unit is being sold FULLY FURNISHED! Short-term rentals are allowed, making this an excellent option for an investment property, second home, or waterfront getaway.Step outside the front door to enjoy views toward the Gulf, while the private covered balcony overlooks Old River and the community pool. Inside, a coastal color palette creates a relaxed atmosphere, complemented by shiplap in the living room and beautiful river views. LVP flooring flows throughout the main living areas and bedrooms, with tile in the bathrooms. The open kitchen features quartz countertops, abundant cabinetry, and a breakfast bar.The primary bedroom offers river views, direct balcony access, and an ensuite bathroom with a tub/shower combination. Down the hall, the guest bedroom features a window with views toward the Gulf and is conveniently located near a full guest bathroom that also serves the main living area. Take the elevator downstairs, where a covered entertainment area adjoins the community pool, providing another great space to relax after a day on the water. Additional amenities include a fish cleaning station and fillet table, firepit, grill area, covered sitting area, and greenspace. This Docks on Old River condo combines waterfront views, boating amenities, Gulf proximity, and convenient access to nearby beaches, dining, and entertainment in Perdido Key!

16310 Perdido Key Dr Unit #9B, Pensacola

16557 Perdido Key Dr Unit #8AE4, Pensacola

$2,700,000

4 Beds ⋅ 4 Baths ⋅ 688131 MLS ⋅ Phoenix Perdido BLDG.

Built with solid poured-in-place concrete construction, this center column residence at Phoenix Perdido offers elevated Gulf-frontliving in one of only 30 exclusive condos. Buyers may personalize select finishes, including cabinet colors, flooring, and countertops, from the Brett Robinson showroom. Currently offered at wholesale pricing. Price subject to change based on developer pro formaand availability. Call for details on the pre-construction program and additional residences. Designed to maximize direct Gulf views,the residence features TWO Gulf front master suites, 11’ ceilings, abundant natural light, and an open-concept layout that flowsseamlessly to a spacious private balcony. An electric grill allows for effortless outdoor dining while enjoying panoramic Gulf vistasand coastal breezes. The center column positioning provides a balanced floor plan with strong sightlines to the Gulf, efficient useof interior space, and a seamless connection between indoor and outdoor living. Expansive glass enhances natural light whilemaintaining a private, low-density environment rarely found along the coast. Phoenix Perdido offers a standout amenity package,including a heated Gulf-front lazy river and pool totaling approximately 6,578 square feet of water features, creating a true resort-style experience. This unit conveys with three covered parking spaces, a highly desirable feature that adds convenience and long-term value. Ideal as a primary residence, second home, or investment property, this offering delivers a compelling combination ofquality construction, customizable finishes, premium amenities, and prime Gulf-front positioning.

16557 Perdido Key Dr Unit #8AE4, Pensacola

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