Niceville Homes with Water Access Community Features

Welcome to Niceville, Florida – a hidden gem nestled in the heart of Okaloosa County! Known for its picturesque landscapes and friendly community, Niceville offers a unique blend of small-town charm and modern conveniences. With its proximity to the stunning shores of the Emerald Coast, residents enjoy easy access to beautiful beaches, recreational activities, and vibrant local culture.

Niceville is not just a place to live; it’s a lifestyle. The city boasts an array of outdoor activities, from fishing and boating on the tranquil waters of the Choctawhatchee Bay to hiking the scenic trails in nearby parks. Families can take advantage of top-rated schools and community events that foster a strong sense of belonging. The local dining scene is a delightful mix of casual eateries and fine dining, ensuring that there’s something for everyone.

For those seeking homes with water access, Niceville is a paradise. Many properties in this charming community feature stunning waterfront views and direct access to the bay, making it ideal for boating enthusiasts and nature lovers alike. Imagine waking up to the gentle lapping of water and enjoying sunsets from your own backyard. With a variety of homes available, from cozy cottages to luxurious waterfront estates, there’s a perfect fit for every lifestyle and budget.

Whether you’re looking to buy your first home or seeking a serene retreat, Niceville offers a welcoming community and a vibrant lifestyle that’s hard to resist. Embrace the beauty of waterfront living in this delightful Florida city, where every day feels like a vacation!

Newest Niceville Homes with Water Access Community Features

$1,200,000

4 Beds ⋅ 4 Baths ⋅ 1013110 MLS

This property is a masterclass in Mediterranean elegance, blending structural integrity with high-end aesthetic appeal. Located in the gated neighborhood of Sunset Beach in Bluewater Bay this home offers a rare combination of privacy, bay and lakefront views. Built of solid concrete and stucco for maximum durability its impressive two-story elevation, mature landscaping, and an oversized paver driveway create an upscale resort style asthetic. Entering through the custom wood door - you notice the custom wrought iron railings paired with hand-laid walnut stairs and light-filled cathedral ceiling accenting the over-sized living area. Custom shelving, the gas fireplace, and multiple French doors are just a few of the impressive focal points for this area. Designed for the serious chef... the high-end kitchen with custom Taj Mahal countertops, ice maker and stainless appliances, an over-sized pantry, breakfast bar with built-in desk and a light-filled breakfast/dining area is a highlight of the home. A private, screened porch located off the breakfast room is a perfect place to relax and drink your morning coffee. An open patio lends itself to lakefront relaxing and outdoor enjoyment as well. Also located on the first floor is the large, private office with double doors for a quiet workspace. The master suite is luxury exemplified from the updated ensuite bath, the walk through custom closet, custom headboard and the light-filled, relaxing sitting area. Three large bedrooms and two fully updated bathrooms are located on the second floor. One of the bedrooms has its' own living space with endless views of the lake and golf course. From the two front bedrooms you have access to the second story balcony and gorgeous views of the bay. The landing on the second floor features built-in bookcases and space for a cozy sitting area. Located directly on the bay and designed to take full advantage of the Florida lifestyle - the Sunset Beach pool and clubhouse are located within easy walking distance. This home has everything and more to live a quiet, relaxed and elevated lifestyle.

1393 Sunset Beach Dr, Niceville

$299,321

3 Beds ⋅ 3 Baths ⋅ 1012695 MLS

Who wants to live on the water? What if I told you this location also offers a boatslip? How about $8000 Flex cash that you can slice or dice anyway you see fit? Welcome to Rocky Bayou Townhomes! This 3 br/2.5 BATH RARE END UNIT townhome... WITH 28 FT BOATSLIP... is LOCATED ON PROTECTED DEEP WATER in the heart of Niceville! Easy access to Rocky Bayou and Choctawhatchee Bay... the buyer can enjoy fishing, kayaking, paddleboarding and beautiful waterfront sunsets just steps from home. The exterior features upgraded Hardie board siding for added durability and resistance to moisture, plus hurricane-rated windows and doors with built-in attachment points for hurricane fabric protection. Inside, enjoy oak cabinetry, marble countertops, stainless steel appliances and a wood-burning fireplace. Additional features include newer HVAC and water heater, upstairs mini-split, paid-off solar panels and an extended driveway. The community dock is approximately 3 years old, and the seller will pay the current dock assessment at closing. Seller offering up to $8,000 toward buyer closing costs, rate buy-down or other allowable expenses. BEST OF ALL... THIS UNIT IS NOT IN A FLOOD ZONE! What are you waiting for? Make an offer today!

1801 Valparaiso Blvd, Niceville

$845,000

5 Beds ⋅ 3 Baths ⋅ 1011517 MLS

2.375% assumable VA Loan! Beautiful executive home located in one of Bluewater Bay's premier gated waterfront communities, featuring a private beach and community dock perfect for swimming, paddleboarding, and kayaking. Situated on a spacious corner lot, this exceptional home offers a private pool, covered back porch, and fully fenced backyard--ideal for entertaining and enjoying the Florida lifestyle. Inside, soaring two-story ceilings create an impressive sense of space in the family room, which flows seamlessly into the updated kitchen. The kitchen features white cabinetry, granite countertops, stainless steel appliances, and a large walk-in pantry. The spacious first-floor primary suite offers a large walk-in closet with custom built-ins and a beautifully renovated primary bathroom featuring a spa tub, dual vanities, and a stunning walk-in stone shower with built-in seating. Two additional bedrooms and a full bathroom are also located on the first floor, along with a versatile flex room that can be used as an office or additional living space. Upstairs, you'll find two additional bedrooms, a loft, and a Jack-and-Jill bathroom. The expansive covered back porch overlooks the private swimming pool and spacious fenced backyard, providing plenty of room for outdoor entertaining! Additional features include a large driveway with ample parking and a cul-de-sac area. This exceptional property combines generous living space, thoughtful updates, and access to outstanding waterfront amenities in a highly desirable Bluewater Bay location. **Major Upgrades include carpet, paint, trim, custom shelving, added 5th bedroom, pool safety fence, backyard fence, interior doors, primary bath & upstairs bath remodel, ceiling fans, 2021 roof & 2021 water heater. Schedule a showing today!

231 Windward Cv, Niceville

$305,000

3 Beds ⋅ 3 Baths ⋅ 1011048 MLS

Seller offering $5,000 towards buyer's closing cost! Enjoy waterfront community living in the heart of Niceville! This beautifully updated 3-bedroom, 2.5-bath townhouse offers 1,317 square feet of comfortable living with modern improvements and exceptional community amenities. Inside, you'll find a freshly updated kitchen, new interior paint, and a warm, inviting living area centered around a cozy wood-burning fireplace. Thoughtful updates continue throughout the home, including a brand-new HVAC system (2026), a new garage door, and fresh landscaping make this townhome move in ready. The spacious floor plan provides comfortable bedrooms, ample natural light, and a layout designed for both everyday living and entertaining. Beyond your front door, enjoy the benefits of a true waterfront community featuring a private dock with boat slips, making it easy to spend your days on the water. Whether you're boating, fishing, or simply taking in the peaceful surroundings, this community offers the Florida lifestyle you've been looking for. Only 6 miles to Eglin Air Force Base, 1 mile to Starbucks and the shopping and dining of Niceville, and approximately 10 miles to the white sands beaches of Destin via the Mid Bay Bridge

1821 Valparaiso Blvd, Niceville

$245,000

3 Beds ⋅ 2 Baths ⋅ 1009013 MLS

Wake up to scenic water views in this beautiful 3-bedroom, 2-bath waterfront condo. The layout features durable LVP wood flooring, tile flooring, and new carpet upstairs. Bright living spaces open directly to the covered back patio with a breathtaking view of the lake, offering the perfect spot to unwind. The second floor features another amazing water front view as well as a private storage area perfect for storing extra items. Complete with the convenience of an included washer and dryer and newer appliances. You can also enjoy tennis, or pickleball while you're here.

204 Southlake Ct Unit 204, Niceville

$915,000

5 Beds ⋅ 3 Baths ⋅ 1008057 MLS

Located in the highly desired and gated community of Sunset Beach in Bluewater Bay . This stunning custom-built and totally remodeled home offers 3,331 square feet of beautifully updated living space with 5 bedrooms and 3 full bathrooms. Quality craftsmanship throughout, this exceptional home features a new 50-year metal roof, fresh interior and exterior paint, new luxury vinyl plank and tile flooring throughout the main living areas, new carpet in the bedrooms, updated bathrooms, new light fixtures, gas fireplace, dual HVAC systems, central vacuum system, water filtration system, wet bar with wine cooler, 10-foot ceilings on the main level, 9-foot ceilings upstairs, rounded drywall corners, extensive crown molding, and a spacious storage room over the garage. The chef style kitchen boasts new quartz countertops, stainless steel appliances, a breakfast bar, abundant cabinetry, perfect for entertaining or everyday living. The spacious first floor master suite is conveniently and features dual vanities, Jacuzzi tub, walk-in shower, and an oversized walk-in closet. A second bedroom and full bath are also located on the main level. Three additional bedrooms upstairs with ample closet space, one of which features French Doors with balcony overlooking the backyard. Residents of Sunset Beach enjoy an outstanding amenity package, including a resort-style swimming pool, clubhouse, private beach and pier with access to the Bay. This home is truly a MUST SEE!

4327 Sunset Beach Cir, Niceville

$365,000

3 Beds ⋅ 3 Baths ⋅ 1006089 MLS

Discover the perfect blend of comfort, convenience, and coastal lifestyle in Marina Cove Village, one of Bluewater Bay's most desirable waterfront communities. Nestled along the shores of the bay in Niceville, this spacious townhome offers the room and functionality of a larger single-family home while providing the low-maintenance lifestyle that makes townhome living so appealing. Inside, you'll find a thoughtfully designed floor plan featuring a spacious first-floor primary suite, offering convenience and privacy. Upstairs are two additional oversized bedrooms along with a versatile bonus room that can easily serve as a home office, media room, playroom, or additional guest space. The main living areas are designed for both everyday living and entertaining, featuring separate living and dining spaces, a large kitchen with abundant storage and workspace, and a screened lanai overlooking a private yard area. Whether you're hosting family gatherings or enjoying a quiet evening at home, the layout provides flexibility and comfort. One of the home's standout features is the full two-car garage--a rare and highly sought-after amenity that offers ample room for vehicles, golf carts, recreational equipment, and additional storage. Life in Marina Cove Village extends well beyond your front door. Residents enjoy access to a private waterfront dock and sitting area where you can relax and take in stunning bay views, watch the boats come and go, or simply enjoy Florida's beautiful sunsets. Just steps away, Bluewater Bay's full-service marina provides convenient boating access, while the community's renowned golf courses, tennis facilities, walking paths, parks, and recreational amenities create an unmatched quality of life. Located just minutes from the white-sand beaches, world-class dining, shopping, and entertainment of Destin, this home offers the perfect balance of peaceful bayfront living and easy access to the Emerald Coast's most popular destinations. If you've been searching for the space of a larger home without the maintenance responsibilities that come with it, this Marina Cove Village residence presents a rare opportunity to enjoy waterfront community living at its finest.

61 Marina Cove Dr Unit 11, Niceville

$699,900

4 Beds ⋅ 3 Baths ⋅ 1005383 MLS

See the Virtual Tour! Absolutely stunning waterfront home in the highly desirable gated Windward community of Bluewater Bay! Situated on a premium lot with 100 feet of Lido Lake frontage, this beautiful 4-sided brick home offers breathtaking water views from a spacious open floorplan highlighted by a dramatic wall of windows. Designed for both everyday living and entertaining, the home features a spectacular sunroom complete with a wet bar, wine fridge, ice maker, and additional TV area for game days. Step outside to the expansive deck overlooking the lake and enjoy Florida living at its finest. This single-story, wheelchair-accessible home offers 4 bedrooms PLUS office, 3 full baths, an oversized 2-car garage, and gorgeous hardwood and tile flooring throughout--no carpet anywhere. Recent updates include a NEW ROOF, hurricane-impact windows, and newer kitchen appliances. Natural gas services the range, water heater, and outdoor grill connection. Enjoy an unbeatable location just minutes from the Mid-Bay Bridge, providing quick access to Destin Commons, shopping, dining, and beaches while avoiding Highway 98 traffic. Windward residents enjoy exceptional amenities including a gated entrance, tennis club, four swimming pools, pickleball courts, marina with waterfront restaurant and bar, golf course, and convenient boat and RV storage. A rare opportunity to own a move-in-ready waterfront home in one of Niceville's most sought-after communities!

236 Windward Way, Niceville

$1,849,000

5 Beds ⋅ 5 Baths ⋅ 1004757 MLS

Welcome to 1747 18th Street in Niceville, an exceptional waterfront property offering over 200 feet of frontage on Sarah Ann Bayou and Rocky Bayou with direct boating access. This spacious 5-bedroom, 5-bath home features approximately 4,575 square feet designed for entertaining, relaxing, and enjoying the ultimate waterfront lifestyle. Arrive by car or boat to a DEEP WATER private dock capable of accommodating multiple boats and watercraft, making this property a dream for boating enthusiasts. Inside, the open-concept floor plan features elegant crown molding, expansive living spaces, and abundant natural light throughout. The chef-inspired kitchen includes double ovens, stainless steel appliances, custom bamboo cabinetry, and beautiful bamboo hardwood flooring -- perfect for hosting family and friends. The main-level primary suite offers a private waterfront retreat with direct access to the backyard oasis. Whether you're searching for a luxury primary residence, vacation home, multigenerational property, or waterfront investment opportunity, this remarkable home combines space, comfort, and stunning bayou views in one of Niceville's most desirable locations.

1747 18th St, Niceville

$1,850,000

3 Beds ⋅ 4 Baths ⋅ 993624 MLS

The wait is over... You may remember this beautiful luxury waterfront home while it was under construction. Now complete, it's ready for a proper reintroduction! Professional photos and videos are coming soon, and I can't wait to give you a closer look. Stay tuned for the full reveal! Set along Rocky Bayou in Niceville, this custom residence brings together architectural elegance, coastal comfort, and sweeping bay views. With 3,255 square feet of thoughtfully designed living space, three bedrooms, and three and a half bathrooms, every detail invites you to enjoy life on the water. Expansive windows frame the waterfront setting, while 10-foot ceilings and an open-concept floor plan create a welcoming space for everyday living and elegant entertaining. At the heart of the home is a chef's dream kitchen, complemented by a butler's pantry equipped with a wine refrigerator--perfect for hosting and keeping your favorite vintages close at hand. A private residential elevator provides easy access between levels. The primary suite features a dream closet and a stunning, spa-inspired bathroom. Its spacious walk-in wet room brings together dual showerheads and a bathtub within one beautifully designed space, while a large picture window frames views of the bayou--creating a serene setting to relax and unwind. Both additional bedrooms have their own full bathrooms, offering comfort and privacy for family and guests. Outside, a covered waterfront patio and an upper-level balcony offer inviting places to relax, entertain, and enjoy the bay breezes. After a day of boating or paddleboarding, the outdoor shower makes it easy to rinse off before heading inside. A private dock and direct deep-water access put Choctawhatchee Bay, Destin Harbor, Crab Island, and the Gulf within reach--bringing the waterfront lifestyle right to your doorstep. Whether you're seeking a primary residence or a luxury coastal retreat, this newly completed home offers a rare opportunity to enjoy modern construction in an exceptional bayou setting.

508 Village Oaks Ln, Niceville

$769,000

3 Beds ⋅ 2 Baths ⋅ 987235 MLS

Now $769,000 + up to $15,000 in seller credit toward buyer closing costs or an interest-rate buydown. But that's not the only reason to take a closer look at 343 Oaklake Lane. Set on a 0.40-acre lot in Bluewater Bay, this updated single-story home gives you something that's getting harder to find: room for what comes next. The spacious backyard leaves room to imagine outdoor living, a future pool, additional living space for guests or extended stays, or simply enjoy the extra space as it is. Inside, much of the heavy lifting has already been done. Improvements completed between 2019-2024 include hurricane-rated updates, Trane HVAC & ductwork, copper wiring, spray-foam insulation, plus extensive interior & exterior renovations. The kitchen features quartzite countertops, solid maple cabinetry & updated appliances, with vaulted ceilings & a gas fireplace. A heated/cooled Florida room leads to an impressive 833-square-foot screened porch overlooking the fenced backyard, creating more room for morning coffee, game days & entertaining. Enjoy the Bluewater Bay lifestyle with marina activities, golf, tennis, pickleball, pools & waterfront dining, just minutes from the Emerald Coast's sugar-white sand beaches. The updates are here. The land gives you options. And the $15,000 seller credit gives you choices. Come see what you could do with all of it. Buyer to verify all information deemed important. Seller credit subject to lender approval, loan-program limits & contract terms.

343 Oaklake Ln, Niceville

$3,800,000

7 Beds ⋅ 8 Baths ⋅ 989054 MLS

Offered exclusively for the first time, 923 Lido Circle presents a rare opportunity to own a masterfully designed European-inspired bayfront estate in the coveted Bluewater Bay community. Set along 100 feet of private Choctawhatchee Bay waterfront, this extraordinary residence offers nearly 7,000 square feet of living space and 8,710 total square feet, with beautiful water views and an exceptional setting for both everyday living and entertaining. Built by Maurice Sweet of Tier One Custom Homes, the residence reflects an uncompromising commitment to craftsmanship, quality, and detail, enhanced by meticulous German engineering. European-inspired design is woven throughout, from a historic scroll detailing the home's story and preserved beneath a glass-tiled entryway to custom Murano glass lighting throughout, imported finishes, and distinctive architectural elements. Designed with entertaining in mind, the expansive interiors provide an effortless backdrop for gatherings large and small, while the waterfront setting brings the beauty of Choctawhatchee Bay into nearly every experience. Thoughtfully appointed spaces, generous scale and timeless materials create a home that feels equally suited to elegant entertaining and relaxed coastal living. Private, sophisticated and unlike anything else currently offered in Bluewater Bay, 923 Lido Circle is an exceptional waterfront estate where craftsmanship, architecture and setting come together in a truly remarkable way. Each of the seven generously sized bedrooms features an ensuite, providing comfort and privacy for family and guests. A bay front office with a private bath serves as a tranquil work-from-home space with panoramic water views. The chef's kitchen is equipped with premium Miele appliances, including a steamer, wine refrigerator, ice maker, and a refrigerated walk-in pantry, perfect for both entertaining and everyday luxury. Large, open-concept living areas flow seamlessly, creating a layout ideal for gatherings, while still offering intimate retreats throughout the home. Outdoors, a fully enclosed saltwater pool and spa are surrounded by covered patios and balconies, with a summer kitchen complete with food prep and cooking areas. Whether relaxing by the pool or entertaining guests, the outdoor living spaces provide year-round enjoyment with sweeping views of the bay. The property's private party deck extends over the bay, providing a front-row seat to daily dolphin sightings, vibrant sunsets, and colorful rainbows. It's also equipped for boat dockage, offering convenient access to boating and water sports. Additional features include a guest house under beam, oversized walk-in closets, bidets in most bathrooms, solar panels for energy efficiency, and electronically controlled storm shutters for added security and peace of mind. Located in a quiet, upscale enclave of Bluewater Bay, this home is just minutes from the marina, Freedom Boat Club, sailing, water sports, LJ Schooners waterfront restaurant, and a host of recreational amenities, including golf, tennis, pickle ball, community pools, and walking trails. Destin's famed white-sand beachesincluding Crystal Beachare only a 10-minute drive away. The area also offers proximity to top-rated schools, shopping, dining, parks, hospitals, and all the conveniences of the Emerald Coast lifestyle. For the discerning buyer seeking a serene retreat that doesn't compromise on luxury, access, or amenities, this home represents an unparalleled coastal living experience.

923 Lido Cir, Niceville

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