Santa Rosa Beach Homes under $300,000

Welcome to Santa Rosa Beach, a hidden gem nestled along Florida's stunning Emerald Coast in Walton County. Known for its picturesque coastal beauty, Santa Rosa Beach boasts pristine white sandy beaches, crystal-clear turquoise waters, and a laid-back, friendly atmosphere that draws visitors and residents alike. This charming community is not just a vacation destination; it’s a vibrant place to call home, offering a perfect blend of tranquility and adventure.

With a rich tapestry of outdoor activities, Santa Rosa Beach is a paradise for nature lovers. Explore the scenic trails of Point Washington State Forest, take a leisurely bike ride along the scenic 30A, or enjoy a day of fishing and kayaking in the local waterways. The area is also home to delightful local shops, art galleries, and diverse dining options that showcase the best of coastal cuisine.

For those seeking an affordable entry into this idyllic beach lifestyle, Santa Rosa Beach offers a range of homes priced under $300,000. These properties present an excellent opportunity for first-time buyers, retirees, or anyone looking to invest in a coastal retreat. Whether you’re searching for a charming cottage, a cozy condo, or a quaint bungalow, you can find a variety of options that cater to different tastes and budgets.

Embrace the coastal lifestyle in Santa Rosa Beach, where the sun shines bright, and the community welcomes you with open arms. Discover your perfect home in this enchanting paradise today!

Newest Santa Rosa Beach Homes under $300,000

17 W Shady Oaks Ln Unit C, Santa Rosa Beach

$289,900

3 Beds ⋅ 3 Baths ⋅ 1012210 MLS

Welcome to Water Oaks, a charming community tucked just north of Highway 98 in beautiful Santa Rosa Beach. Perfectly positioned near the area's renowned emerald waters and sugar-white sand beaches, this freshly updated three-bedroom, two-and-a-half-bath townhome offers both comfort and convenience in a prime coastal location. Recently refreshed with fresh paint, new flooring, and a new water heater, this home is move-in ready. Step inside to a spacious and thoughtfully designed floor plan featuring neutral tones and tile flooring throughout the main level. The bright and open living area flows seamlessly into a well-appointed kitchen complete with granite countertops, warm wood cabinetry, stainless steel appliances, pantry, and a breakfast bar

17 W Shady Oaks Ln Unit C, Santa Rosa Beach

19 E Shady Oaks Ln Unit UNIT A, Santa Rosa Beach

$269,500

3 Beds ⋅ 3 Baths ⋅ 1011796 MLS

Freshly painted throughout and with brand new carpet, this end-unit townhome offers abundant natural light and added privacy. A former model home with some of the community's best upgrades, including granite countertops, crown molding, extra lighting, and hardwood floors downstairs. The entire AC system was recently replaced in 2025

19 E Shady Oaks Ln Unit UNIT A, Santa Rosa Beach

732 E Mack Bayou Dr Unit APT 8, Santa Rosa Beach

$300,000

3 Beds ⋅ 3 Baths ⋅ 1011325 MLS

Conveniently located near grocery stores, shopping centers and Sacred Heart Hospital, this townhome is nestled in a small 12 unit development. You have immediate access to the community pool and are a short drive from the beautiful Emerald Coast beaches. Will need some work and TLC. Property is being sold AS IS.

732 E Mack Bayou Dr Unit APT 8, Santa Rosa Beach

115 Crossing Ln Unit UNIT D, Santa Rosa Beach

$259,900

3 Beds ⋅ 3 Baths ⋅ 1010231 MLS

MOTIVATED SELLER! Your coastal 30A lifestyle awaits in this beautifully maintained townhome! Ideally located just a short drive from the sugar-white beaches of South Walton, within walking distance of Alaqua Unleashed Dog Park, Padgett Park, North Beach Social, nature trails, and more! Built in 2018, this desirable home stands out with a peaceful pond that provides the perfect place to relax and enjoy the tranquil surroundings. The open floor plan features an updated kitchen with granite countertops, stainless steel appliances, and abundant cabinetry, seamlessly connecting to the living area for easy living. Upstairs you'll find 2 comfortable bedrooms, a spacious primary bedroom with generous closet space and a private en suite bath with walk-in shower and double vanity. The upstairs also offers a dedicated laundry area along with additional closets for storage. Enjoy convenient parking in your attached garage. Whether you are seeking a primary residence, long-term rental investment property, or second home, this move-in ready townhome offers the best of coastal living with easy access to beaches, top-rated schools, shopping, dining, and all 30a has to offer! Call for your showing today!

115 Crossing Ln Unit UNIT D, Santa Rosa Beach

$195,000

2 Beds ⋅ 2 Baths ⋅ 1009538 MLS

New Price! Get your half acre of Santa Rosa Beach Property! Approx 3 miles from the sugar-white sands and emerald waters of 30A ! No HOA and not in a flood zone! Whether you're a first-time buyer dreaming of coastal living and ready to create a custom beach retreat or seeking a great investment opportunity -- this is your chance. Enjoy world-class beaches, boutique shopping, and award-winning dining steps from your door. Vacation rental potential is exceptional in this area. The land is the value -- bring your vision! This is your chance to secure prime Santa Rosa Beach real estate at a price that won't last long! All information deemed reliable but not guaranteed. Buyer and Buyers agent to verify all information, including square footage, and room sizes.

206 Cypress Point Ln, Santa Rosa Beach

$299,000

3 Beds ⋅ 1 Baths ⋅ 1008418 MLS

Rare opportunity to own a beautiful, private 0.25-acre homesite in the highly sought-after Daughettes area of Point Washington. Surrounded by soaring oak, magnolia, and cypress trees, this exceptional property offers a peaceful, natural setting that is increasingly difficult to find. An existing block-constructed home conveys with the property and features a new roof, offering the flexibility to renovate the existing home or create something entirely new. Tap fees have already been paid, adding value for future plans. Ideally located just minutes from Choctawhatchee Bay, Tom's Landing Marina, community docks, and the white-sand beaches of Grayton Beach, this is a rare opportunity to create something special in one of the area's most desirable neighborhoods.

70 Little Canal Dr, Santa Rosa Beach

16 W Shady Oaks Ln Unit UNIT A, Santa Rosa Beach

$275,000

3 Beds ⋅ 3 Baths ⋅ 1005614 MLS

Discover the perfect blend of comfort, convenience, and investment potential in this charming 3-bedroom, 2.5-bath end-unit townhome in the heart of Santa Rosa Beach. Built in 2014, this home offers a bright and inviting floor plan with abundant natural light thanks to its desirable end-unit location and additional windows. Recent updates provide peace of mind, including a brand-new water heater (2026), HVAC system replaced in 2022, and most kitchen appliances updated within the last five years. Whether you're searching for a primary residence, second home, or long-term rental investment, this property offers exceptional value in a highly sought-after location. An excellent opportunity for your own personal touches too! Enjoy easy access to everything the Emerald Coast has to offer. Located less than 10 minutes from the sugar-white sands and turquoise waters of 30A, you'll also appreciate the convenience of nearby shopping, dining, entertainment, and everyday essentials in both Santa Rosa Beach and Miramar Beach. With its low-maintenance lifestyle, thoughtful updates, and unbeatable location, this townhome is an opportunity you won't want to miss. ***Three photos in this listing have been virtually staged. Please see photo descriptions.***

16 W Shady Oaks Ln Unit UNIT A, Santa Rosa Beach

$279,999

3 Beds ⋅ 2 Baths ⋅ 1003822 MLS

Welcome to 107 N 6th Street, a move-in-ready 3-bedroom, 2-bath manufactured home ideally located less than a mile from Cessna Landing Boat Launch on Hogtown Bayou and just 4 miles from the Emerald Coast's sugar-white beaches. Perfect as a full-time residence, weekend fish camp, vacation getaway, or investment property, this home offers no HOA, a privacy-fenced yard, and plenty of space for your boat, trailers, and fishing gear. Thoughtful upgrades throughout and easy access to boating, fishing, and coastal living make this a versatile opportunity in a prime location. Welcome to 107 N 6th Street, a newly installed, move-in-ready manufactured home ideally located just 4 miles from the Emerald Coast's sugar-white beaches and less than a mile from Cessna Landing Boat Launch on Hogtown Bayou. With no HOA and thoughtful upgrades throughout, this property offers flexibility for full-time living, a vacation retreat, fish camp, or an income-producing investment. Set on a freshly landscaped, low-maintenance lot, the home features a spacious 400-square-foot deck--perfect for outdoor dining, relaxing with morning coffee, or hosting friends. A new privacy fence encloses the backyard, creating a quiet, secure space to unwind, garden, or enjoy time outdoors. Inside, the popular Satisfaction floor plan delivers 1,264 square feet of bright, open living space with 3 bedrooms and 2 bathrooms. The main living area is filled with natural light from ENERGY STAR® rated windows that provide excellent insulation without sacrificing brightness. The open kitchen flows seamlessly into the dining and living areas and comes equipped with brand-new appliances, ample cabinetry, and a functional layout designed for everyday comfort and easy entertaining. The primary suite is privately located and includes an ensuite bathroom and walk-in closet, offering a peaceful retreat at the end of the day. Two additional bedrooms provide flexibility for guests, a home office, or family needs. Built to meet ENERGY STAR® eBuilt" standards, this home stands out for its energy-efficient construction and modern systems, including high-performance windows and doors, a smart thermostat, and cost-saving mechanical systems designed to reduce utility expenses while maintaining year-round comfort. From boating and beaches to dining and shopping just minutes away, this location delivers both lifestyle and convenience. Whether you're enjoying evenings on the deck, launching a paddleboard nearby, or appreciating the ease of a brand-new, energy-efficient home, 107 N 6th Street offers modern coastal living without restrictions.

107 N 6th, Santa Rosa Beach

732 E Mack Bayou Dr Unit APT 2, Santa Rosa Beach

$247,500

3 Beds ⋅ 3 Baths ⋅ 1002547 MLS

$5,000 BUYER CREDIT! An affordable opportunity to own a 3-bedroom townhome less than 10 minutes from the beaches of Scenic 30A! Whether you're ready to make the move from renting to owning or simply looking for a low-maintenance home in a convenient Santa Rosa Beach location, this spacious townhome offers exceptional value. With 1,456 square feet, 3 bedrooms, 3 baths and an attached garage, there is plenty of room to live, work and enjoy the Florida lifestyle. The open living and dining areas feature easy-care flooring with no carpet, while the oversized primary suite offers a large walk-in closet and private bath. A newer roof (2022) adds peace of mind. Step outside to the private back deck overlooking a wooded buffer with no homes directly behind you, or enjoy the neighborhood community pool. With an HOA of just $295 per month, including grounds maintenance, recreational facilities and trash, ownership is simple and manageable. Conveniently located near Publix, Sacred Heart Hospital, shopping, dining and entertainment--and just minutes from 30A and the Gulf of Mexico--this home puts everyday conveniences and the beach lifestyle within easy reach. Residents enjoy access to a community pool, a highly desirable location close to shopping, dining, Publix, Ascension Sacred Heart Hospital, and movie theater. Conveniently located near 30A beaches, this Florida townhome offers easy living with minimal upkeep in one of the area's most sought-after locations. No additional grounds keeping or pool maintenance expenses as they are included in the manageable HOA of $295/mo. For investors, there is currently a tenant in place at $2200/mo

732 E Mack Bayou Dr Unit APT 2, Santa Rosa Beach

64 Crossing Ln Unit UNIT A, Santa Rosa Beach

$265,000

3 Beds ⋅ 3 Baths ⋅ 997249 MLS

Great investment opportunity just minutes from the beach. With market rents in the community averaging $2300 a month, these townhomes rent quickly and are some of the lowest-priced residences in Santa Rosa Beach! Located in close proximity to everything. A 3-minute drive to Publix, a 5-minute drive to Seaside, Watercolor, and Grayton Beach, and a walk to school for South Walton High School students! Welcome to effortless coastal living in the heart of Santa Rosa Beach. This beautifully appointed 3-bedroom, 2.5-bath residence offers a refined blend of comfort, modern design, and convenience just minutes from the world-renowned beaches of the Emerald Coast. Built in 2019, the thoughtfully designed townhome features approximately 1,542 square feet of living space with an open, light-filled layout ideal for both everyday living and entertaining. The kitchen is designed for both function and style, showcasing granite countertops, stainless steel appliances, and contemporary finishes that flow seamlessly into the spacious living and dining areas. Upstairs, the private bedroom retreats provide comfort and flexibility, including a well-appointed primary suite with generous closet space and And an en-suite bath. Additional features include recessed lighting, modern fixtures, and a one-car garage for added convenience. This particular residence has the pond in the backyard and is also a corner unit! Situated just north of Highway 98 in the charming Miller's Crossing community, this residence offers easy access to Santa Rosa Beach's renowned dining, boutique shopping, and the sugar-white sands of 30A. Whether as a primary residence, second home, or investment opportunity, this property offers an exceptional gateway to the relaxed luxury lifestyle that defines the Emerald Coast.

64 Crossing Ln Unit UNIT A, Santa Rosa Beach

17 Bald Eagle Ct Unit # 6-G, Santa Rosa Beach

$285,000

3 Beds ⋅ 3 Baths ⋅ 993910 MLS

Come look at this beautiful spacious townhome tucked away in the gorgeous Santa Rosa beach! Your own relaxing getaway close to the pristine white beaches and Hogtown bayou! Just a short walk to a well taken care of boat ramp. The home has a nice sized kitchen opening up to the living room and then to your own private patio! All 3 bedrooms, the 2 full baths and the laundry are upstairs with the half bath downstairs. The main bedroom is sizable with its own bathroom and walk in closet. A deep single car garage tops it all off where you can store paddle boards/kayaks alongside your car! Come see this townhome yourself today!

17 Bald Eagle Ct Unit # 6-G, Santa Rosa Beach

19 Shady Oaks Ln Unit E, Santa Rosa Beach

$299,000

3 Beds ⋅ 3 Baths ⋅ 988683 MLS

Spacious 3-bedroom, 2.5-bathroom townhome located just minutes from the beautiful nearby beaches. Downstairs presents a beautiful kitchen with stone countertops that opens to a generous sized living room. Upstairs, you'll find three bedrooms, including a generous primary suite featuring a large walk-in closet, a beautifully tiled shower, and a spacious bathroom with dual vanities. The secondary bedrooms are well-sized and share a conveniently located full bath. Enjoy a low-maintenance lifestyle with HOA-provided landscaping and lawn care. Conveniently situated to shopping, dining, and the area's top beaches — this townhome offers the perfect blend of comfort, convenience, and coastal living.

19 Shady Oaks Ln Unit E, Santa Rosa Beach

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