Cindi Denbow REALTOR®

I am a licensed Realtor specializing in coastal properties along Florida’s iconic 30A corridor, with a focus on vacation homes, short-term rental investments, and lifestyle-driven real estate. I help buyers and sellers navigate the market with clarity, strategy, and a deep understanding of what makes a property both livable and profitable.

With a background in luxury hosting and property management, I bring a unique, hands-on perspective to real estate—understanding how homes function not only as residences, but as income-producing assets and guest experiences. This allows me to advise clients beyond the transaction, from layout and amenities to rental potential and market appeal.

My approach is personal, detail-driven, and relationship-focused. I believe real estate should feel exciting, supported, and seamless—not overwhelming.

Everything I do is rooted in trust, connection, and helping clients make confident, informed decisions.

My Featured Properties

$385,000
3 Beds ⋅ 2 Baths ⋅ 1011856 MLS
Just 2 miles from the beach and 3 miles from the bay, this bright and inviting home offers a functional layout, a large private backyard, and plenty of room to enjoy both indoor and outdoor living. Set on a quiet street and a 10,000 sq ft lot, the home features 9' ceilings throughout and abundant natural light. The home has a split-bedroom layout with two guest bedrooms located at the front of the home, with the primary suite in the back. Custom wood ceiling detailing adds character to the primary bedroom, while the primary bath features a separate tub and shower. Just off the kitchen, the additional room could be used as a home office, sitting room, or reading nook. The large screened-in porch creates a comfortable space to relax and enjoy the outdoors, while the 8' privacy fence and no back neighbors create a wonderfully private backyard setting. The kitchen is already plumbed for a gas range, offering the option to add one in the future. The garage features built-in shelving, overhead storage, and its own A/C wall unit. A large unfinished attic provides abundant storage and the potential to a bonus room or bedroom. Recent updates include new exterior paint and a new water heater in 2025. With the beach and bay just minutes away, this home offers the space, privacy, and flexibility to enjoy coastal living in a comfortable, established setting.

94 Garden St, Santa Rosa Beach
$423,000
3 Beds ⋅ 2 Baths ⋅ 1011855 MLS
Enjoy approximately 100 feet of peaceful pond frontage in the heart of Miramar Beach! This all-brick home offers a relaxing waterfront setting with catch-and-release fishing right in your backyard, while putting you just minutes from the sugar-white beaches of the Emerald Coast, outstanding dining, shopping, golf and everything the Destin/Miramar Beach area has to offer. The entire interior of the home will have new paint. All door hardware, light fixtures, ceiling fans, back screen door, vanity in 2nd bath and all screens will be replaced. This property is being sold ''As Is''. Inside, the open living and dining areas offer plenty of natural light and a comfortable layout. The home provides a great opportunity for a new owner to add personal touches and updates to create a coastal retreat that's truly their own. The community adds even more to the Florida lifestyle with a fishing pier on the bay, swimming pool and tennis courts (tennis courts will soon be adapted for pickleball, too). Short-term rentals are not permitted, helping maintain a quieter residential atmosphere without the constant turnover and activity often associated with vacation-rental communities. Whether you're looking for a primary residence or second home, 100 Bay Haven Court offers a hard-to-find combination of pond-front living, community amenities and an outstanding Miramar Beach location close to the beach, dining and shopping.

100 Bay Haven Ct, Miramar Beach
$699,000
2 Beds ⋅ 3 Baths ⋅ 1011847 MLS
Welcome to 9287 Escape Avenue, where every day feels like a vacation. Perfectly positioned on a premium waterfront homesite in Phase 7 of Latitude Margaritaville Watersound, this highly sought-after Breeze Bay floor plan offers the ideal blend of luxury, comfort, and resort-style living. This thoughtfully designed residence features 2 bedrooms, 2.5 bathrooms, and a private office/den, providing flexible space for guests, hobbies, or working from home. Extensively upgraded from top to bottom, this exceptional home showcases premium finishes, thoughtful customizations, and virtually every available builder upgrade. Enter through the optional full-glass front entry door, allowing abundant natural light to fill the extended 14-foot foyer. Inside, the bright open-concept floor plan is enhanced by durable Mohawk RevWood flooring, 5¼-inch baseboards, 8-foot interior doors, and elegant cove-style crown molding throughout the foyer, living area, and primary suite tray ceiling. The spacious living room features custom built-ins surrounding the optional Heatilator gas fireplace, while custom ash beams accent the vaulted ceiling, beautifully coordinated with the flooring. An optional floor outlet provides a clean, seamless look by eliminating visible cords, and designer lighting throughout the foyer, dining area, and kitchen adds warmth and sophistication. The private office is enclosed with optional glass French doors, while the garage entry features the upgraded key-drop area with additional cabinetry and quartz countertops for added organization and convenience. Designed for both entertaining and everyday living, the gourmet kitchen is loaded with premium upgrades, including optional double wall ovens, a gas cooktop, Level 6 quartz countertops with a matching quartz backsplash, rich wood 42-inch upper cabinetry, soft-close doors and drawers, pull-out shelving throughout, including the pantry, and abundant storage. The oversized center island comfortably seats four to six guests and includes built-in trash bins along with a convenient pull-out sponge storage compartment. The luxurious primary suite serves as a true spa-inspired retreat, complete with dual walk-in closets and a tray ceiling. The elegant primary bath features an optional zero-entry walk-in shower with frameless glass enclosure, three shower heads, floor-to-ceiling designer tile, upgraded cabinetry, quartz countertops, and added grab bars. An additional electrical outlet has also been installed in the water closet for a future bidet. The guest bathroom has been equally upgraded with a walk-in shower in place of the standard tub, floor-to-ceiling tile, premium cabinetry, and quartz finishes, creating a cohesive luxury feel throughout the home. The indoor and outdoor living spaces blend seamlessly through the impressive four-panel collapsible sliding glass doors, opening to a peaceful covered lanai overlooking tranquil water and preserve views. Whether you're enjoying your morning coffee, relaxing with a book, or taking in spectacular Florida sunsets, this private outdoor retreat offers the perfect place to unwind. Additional upgrades continue into the garage and exterior, including a garage insulation package, insulated garage door, utility sink, dedicated 20-amp electrical circuit, additional exterior electrical outlets, extra hose bibs, and pre-fitted full hurricane shutters. Beyond the home itself, you'll enjoy everything that makes Latitude Margaritaville Watersound one of Northwest Florida's premier active-adult communities. Residents enjoy world-class resort amenities, including the spectacular Bar & Chill, featuring two dining areas and an upper-level terrace overlooking the beautiful Intracoastal Waterway--the perfect place to enjoy live entertainment, dinner with friends, or breathtaking sunset views. Be sure to take full advantage of the Paradise Pool, weekly live music and dancing at the bandshell, and endless opportunities to stay active and creative. Residents can enjoy a variety of classes and activities, including woodworking, pottery, arts and crafts, and so much more. Conveniently located near Pier Park, you'll also have easy access to some of the area's finest shopping, restaurants, entertainment, and the white-sand beaches of the Emerald Coast. Why wait a year or more to build when you can move into a completed home loaded with premium upgrades today? Offering one of the community's most desirable waterfront locations, 9287 Escape Avenue is an exceptional opportunity to embrace the carefree, resort-style lifestyle you've been dreaming of.

9287 Escape Ave, Panama City Beach
$364,900
2 Beds ⋅ 2 Baths ⋅ 1011842 MLS
Escape to effortless coastal living at 10 Silk Bay Drive, Unit 122, situated in the desirable Topsail Village community on the peaceful west end of Scenic Highway 30A in Santa Rosa Beach, Florida. While many balconies face the parking lot, this exceptional residence offers greater privacy with a covered balcony surrounded by lush, mature trees and natural greenery. Lightly used primarily by a commuter owner and sold fully furnished and turnkey ready, this coastal retreat is primed for immediate residential living, a second-home getaway, or a top-tier short-term vacation rental (STR) with annual income projections at ~$35,000. The interior showcases an open-concept living space designed for low-maintenance living with zero carpet throughout, clean tile in the kitchen and bathrooms, and stylish wood-look flooring through the main living areas and bedrooms. The well-appointed kitchen features modern stainless steel appliances, plenty of cabinetry, and a welcoming breakfast bar that connects seamlessly to the dining and living spaces. Multiple improvements offer true peace of mind, highlighted by a 2023 HVAC system, a brand new in-unit washer and dryer, and an upgraded primary ensuite bathroom complete with a custom floor-to-ceiling tile shower and a sleek frameless glass enclosure. Ownership costs are exceptionally low for South Walton; HOA dues are just $515 per month covering exterior building maintenance, landscaping, trash collection, pool access, and master insurance. Topsail Village residents and guests enjoy fantastic on-site amenities, including a sparkling community swimming pool, outdoor grilling and picnic areas, bike racks, and golf cart friendly access. The location delivers unbeatable convenience to the best of 30A: you are less than one mile from multiple sugar-white sand public beach accesses, such as Dune Allen Regional, and right next door to Topsail Hill Preserve State Park and Point Washington State Forest trails. Ride bikes or take a golf cart down the Timpoochee Trail to Gulf Place, Shunk Gulley Oyster Bar, and Vue on 30A, or take a quick drive to Grand Boulevard shopping, dining, and Sacred Heart Hospital. With its rare combination of private nature views, recent system upgrades, low fees, and turn-key rental potential, this unit represents one of the strongest overall values on the Emerald Coast.

10 Silk Bay Dr Unit UNIT 122, Santa Rosa Beach
$365,000
1 Beds ⋅ 1 Baths ⋅ 1011835 MLS
Looking to Own Your Slice of Paradise? Here Resort Living is waiting for you! GULF FRONT CONDO at the Iconic Edgewater Golf & Beach Resort In Panama City Beach! Stay, unpack & enjoy all the amenities that Edgewater has to offer!! No other Condo offers you what the Edgewater Resort does! As an Owner, many of the amenities are available to you at no extra cost! Amenities within the Gated Edgewater Golf & Beach Resort include a Lagoon Style Pool below this property overlooking the Gulf, Hot Tub Spas to reenergize, Children's Splash Pad, plus 10 additional Pools within the Resort with most heated in the Winter, On-site Executive Par-3 and 9-Hole Golf Course, 5 Pickle Ball courts, 10 Tennis Courts, Shuffleboard Courts, Kids Club, Family Fun Activities, Full service Gulf Front Oceans Bar & Grill serving Breakfast to Dinner with Indoor and Outdoor seating, a Convenience Store, Starbucks coffee, Clubhouse with Fitness Center and Aerobics Room, Spa, a Tram to transport you from the Gulf Condos to the Villas across street, Cabanas at the Lagoon Style Pool, A Conference Center perfect for large groups, and SO MUCH MORE! Owner Pets Welcome! The Gated Resort is situated in the heart of PCB (Panama City Beach) where you can enjoy Local and Chain Restaurants, Shopping and Entertainment. This 1 Bedroom Well Maintained Condo has Incredible Unobstructed Views of the Gulf! Premium Desirable 10th floor Condo. This is your opportunity to not only Own a Slice of Paradise along the Emerald Coast but also at a Resort with so many amenities within to have the opportunity to have an amazing Vacation Home and/or a Rental Investment! Make your appointment today to view and get more information! Newly installed Fire Suppression Sprinkler System. Additionally, all other Life Safety and Building Code Requirements have been inspected last year.

11347 Front Beach Rd Unit UNIT 1007, Panama City Beach
$964,000
3 Beds ⋅ 3 Baths ⋅ 1011828 MLS
Beautifully maintained condo in the heart of Seagrove Beach. Seaview Villas is a small gated neighborhood with just 24 owners, offers deeded beach access, a heated community pool, elevators and features spacious floor plans (2196 sq feet), 3 en-suite bedrooms, generous balconies and is located in one of the areas most desirable locations. Steps to great shopping, restaurants, a state park hiking trail and of course the beautiful beaches. A great property that offers easy maintenance free living so you have more time to enjoy all the area has to offer. The association handles all utilities except electricity, is well funded and has completed all required studies.

4545 E Co Highway 30a, Unit B202, Santa Rosa Beach
$900,000
2 Beds ⋅ 3 Baths ⋅ 1011825 MLS
Wake up to Gulf breezes and the sound of the surf from your private balcony -- this end-unit townhome style condominium in Sea Bluff, a low-density beachfront enclave south of 30A in Blue Mountain Beach, FL, is the kind of find that doesn't come around often. Fully furnished and truly turnkey, this 2-bedroom, 2.5-bath home is ready for you to move in as your primary residence, your beach escape, or a vacation rental. And here's the rare part: a private one-car garage -- a genuine luxury on 30A -- plus a spacious, climate-controlled laundry room right on the ground floor. Upstairs, the main living level is made for gathering, with an updated kitchen and open-concept living area flowing out to the balcony. The third floor is your retreat: a primary suite with a king bed and en-suite bath, plus a second bedroom with a queen and twin bunks, perfect for family or guests, along with a second full bathroom. Every floor has its own balcony overlooking the community pool -- coffee at sunrise, cocktails at sunset, and the opportunity to slow down and embrace the 30A lifestyle. Step outside and you're steps from Urban Market, Cowgirl Kitchen, McTighes, For the Health of It, and Blue Mountain Bakery, with Blue Mountain Creamery and Red Fish Village just beyond. This prime location is also: 2 miles to Gulf Place 3 miles to Old Grayton Beach 4.5 miles to Seaside This is coastal living the way it's meant to feel. Come see it before someone else calls it home.

2381 W County Highway 30a Unit UNIT 14, Santa Rosa Beach
$400,000
3 Beds ⋅ 2 Baths ⋅ 1011818 MLS
Location is a standout feature of this Panama City Beach home, ideally situated on the East End near the sugar-white sands and emerald waters of the Gulf of Mexico. This 3-bedroom, 2-bath home features a 2-car garage, fenced backyard, screened porch and outdoor patio with beautiful pergola and all just minutes from the beach, dining, shopping and some of the area's most popular attractions. Inside, granite countertops, stainless steel appliances and wood-look tile flooring create an inviting setting for everyday living. The primary suite includes a walk-in closet, while the screened porch and backyard patio offer additional space to relax, grill or gather after a day at the beach. The surrounding area offers plenty to explore. Nearby St. Andrews State Park is a favorite for swimming, snorkeling, kayaking, fishing and enjoying beautiful stretches of shoreline along both the Gulf and Grand Lagoon. Spend a day exploring Shell Island, known for its clear water, natural beaches and wildlife, or take advantage of the many boating and fishing opportunities throughout the Grand Lagoon area. Local marinas, fishing charters, dolphin tours, waterfront restaurants & water activities are all nearby. Some furnishings are negotiable. Panama City Beach also offers an abundance of restaurants, shopping, miniature golf, family attractions & entertainment, making it easy to enjoy a different adventure every day. With no HOA and short-term rentals allowed, this property offers flexibility as a primary residence, beach getaway or investment opportunity

8821 Laird St, Panama City Beach
$2,250,000
4 Beds ⋅ 4 Baths ⋅ 1011815 MLS
Welcome to a rare opportunity in Genoa, one of the most coveted neighborhoods within Sandestin Golf and Beach Resort and currently the only home available in Genoa. Thoughtfully designed and built by CD Jones Builders in 2007, this elegant Tuscan-inspired residence offers 4 bedrooms, 4 bathrooms, and approximately 3,050 square feet of beautifully appointed living space, complete with a private pool and spa, picturesque Raven Golf Course views, lush, mature landscaping, and an oversized garage. Inside, soaring ceilings and abundant natural light create a bright and welcoming atmosphere, while a beautiful fireplace flanked by custom built-in cabinetry anchors the main living area. The home is equipped with a comprehensive smart home system, along with eight TVs connected through an added Fiber Optic with 1 gigabyte Wi-Fi speed system and four alarm cameras, bringing modern convenience and connectivity throughout the residence. The gourmet kitchen is designed with both beauty and function in mind, featuring abundant cabinetry, high-end appliances, a gas cooktop, oven/microwave set, a 42-inch GE Monogram refrigerator, Scotsman ice maker, spacious walk-in pantry, and generous storage throughout. The thoughtfully designed floor plan offers two bedrooms and two full baths on the main level, including a spacious primary suite featuring a new Helix king-size bed with adjustable base. The primary bath offers dual vanities, a separate soaking tub and shower, while the generous walk-in closet has been professionally designed by California Closets to maximize both organization and storage. Upstairs, two additional bedrooms each offer their own ensuite bath, providing privacy and comfort for family and guests. The outdoor living space is a true highlight of the home, creating a private resort-style retreat overlooking the Raven Golf Course. The pool and spa are fully automated with multi-color lighting, a new pool heater with various pumps installed in 2026. Lush tropical landscaping and beautifully manicured grounds surround the generous paver decking, providing ample space for lounging, entertaining, and enjoying the Florida sunshine. The new home's Rain Bird irrigation system with app-based controls makes maintaining the grounds convenient and efficient. An oversized screened porch with a fireplace and a built-in gas 36" DCS Grill and Vent a Hood seamlessly extends the home's living and entertaining space outdoors. From sunny afternoons by the pool to relaxed evenings dining outdoors beneath the screened enclosure, this inviting setting perfectly captures the coveted Sandestin lifestyle. Additional features include a Ruud HVAC system with variable speed fans and compressors, smart thermostats, a water heater installed in 2021, and an oversized two-car garage with a dedicated golf cart entry and door, offering generous space for vehicles, a golf cart, and custom built-in storage closets. With exceptional craftsmanship, thoughtful smart-home technology, a versatile floor plan, beautifully designed outdoor living spaces, private pool and spa, Raven Golf Course views, and an exceptional location within Genoa, this distinctive residence presents a rare opportunity to enjoy the very best of Sandestin Golf and Beach Resort. A complete list of exclusions is available in the Documents section of MLS. As an introduction to the Sandestin lifestyle, we invite our new owners to explore amenities that make Sandestin special. The listing brokerage is presenting the buyer(s) of this property with (2) 90-minute rounds of Tennis court time, a golf foursome at one of our three championship courses, and a round of golf for up to four (4) players at the unrivaled Burnt Pine Golf Club. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

1615 San Giovanni Dr, Miramar Beach
$349,990
2 Beds ⋅ 2 Baths ⋅ 1011814 MLS
Your 30A address may be more attainable than you think! Tucked into a private, low-traffic section of Heron's Watch, this ground-floor Unit 3104 offers convenient, stair-free access and an exceptional value less than a mile from the Gulf in Seagrove Beach. This two-bedroom, two-bath condo is ideally positioned between Eastern Lake and Point Washington State Forest, making it easy to enjoy the natural beauty and relaxed coastal lifestyle that define Scenic Highway 30A. The comfortable floor plan features an open living and dining area, along with a porch, and storage closet--an inviting setting for a primary residence, second home, or personal beach getaway. Miles of hiking and biking trails begin just outside the community, while the nearby 30A bike path offers a scenic route to the beach, dining, and other local destinations. Deer Lake State Park is less than a mile away along the bike path and features parking, restrooms, pavilions, and a beautiful dune walkover leading to the Gulf. Deeded Access to Eastern Lake, one of South Walton's rare coastal dune lakes, for kayaking, paddleboarding, fishing, and time on the water. Heron's Watch is a gated condominium community with a swimming pool, surrounded by nature yet only minutes from the beaches, restaurants, and laid-back coastal atmosphere that make Seagrove Beach and Santa Rosa Beach so desirable. For buyers searching for a ground-floor condo in Seagrove Beach near Eastern Lake--with convenient beach access, hiking and biking trails, added privacy, and an approachable price point--Unit 3104 offers a compelling opportunity to begin living the 30A lifestyle.

34 Herons Watch Way Unit UNIT 3104, Santa Rosa Beach
$570,000
3 Beds ⋅ 3 Baths ⋅ 1011810 MLS
Shores of Panama 1728 is a freshly painted 3-bedroom, 3-bathroom Gulf-front condo on the 17th floor of one of Panama City Beach's best-known towers. New paint gives the unit a clean, light, rental-ready feel. Living space opens to Gulf views--emerald water, white sand, and the lagoon pool below--so mornings start on the balcony and evenings end on that same horizon. A bunk-hall addition adds extra beds in a dedicated nook so the unit sleeps a full family without crowding the two primary suites. Three full baths make it easy to book groups that want both privacy and capacity. The resort sells the stay. Shores of Panama centers on a nearly 14,000-square-foot lagoon-style pool with zero-entry, fountains, and a tropical deck. Add an indoor heated pool and hot tubs, a lobby coffee shop, seasonal tiki bars, and a convenience-style concession so guests skip the car for snacks. Covered parking, fitness, and private beach access round it out. You're next door to Pineapple Willy's, across from Walmart, and minutes from 810 Billiards & Bowling, Ripley's, Thomas Drive nightlife, and Pier Park. Location and amenities keep occupancy high.

9900 S Thomas Dr Unit UNIT 1728, Panama City Beach
$1,300,000
4 Beds ⋅ 4 Baths ⋅ 1011809 MLS
Welcome to this inviting coastal retreat with a private garden oasis! Designed for effortless days at the beach and relaxed evenings at home, this beautifully updated four-bedroom, three-and-a-half-bath residence offers a turnkey beach retreat just a short stroll from the white-sandy shoreline. Fully furnished with upscale designer décor, the home pairs polished interiors with a private backyard oasis, creating an inviting setting for a second home or vacation rental. Inside, 10-foot coffered and tray ceilings add architectural character while designer lighting, painted accent walls and thoughtfully selected furnishings bring a refined coastal aesthetic throughout. Wide-plank tile flooring extends across the main level with hardwood flooring upstairs and along the staircase. Two covered porches and a private balcony provide additional spaces to enjoy the coastal setting. The kitchen is appointed with quartz countertops, subway tile and Bosch stainless steel appliances, offering a clean, contemporary backdrop for entertaining. Quartz surfaces and subway tile continue into the baths while the spacious primary bath features a large walk-in shower with multiple shower heads. Outdoors, the private garden creates an unexpected retreat of its own. Updated landscaping surrounds a turf lawn with a putting green while a hot tub and comfortable lounge area offer plenty of room to unwind after a day at the beach. Private beach access puts the Emerald Coast shoreline within easy walking distance, while community amenities include a swimming pool, tennis courts, and the popular Sandos Beachside Cafe & Bar for coffee and cocktails! With designer furnishings, inviting indoor and outdoor spaces, and beach access close at hand, this thoughtfully appointed home is ready to enjoy as a coastal getaway, second residence, or vacation rental.

4768 Calatrava Ct, Destin
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