Cindi Denbow REALTOR®

I am a licensed Realtor specializing in coastal properties along Florida’s iconic 30A corridor, with a focus on vacation homes, short-term rental investments, and lifestyle-driven real estate. I help buyers and sellers navigate the market with clarity, strategy, and a deep understanding of what makes a property both livable and profitable.

With a background in luxury hosting and property management, I bring a unique, hands-on perspective to real estate—understanding how homes function not only as residences, but as income-producing assets and guest experiences. This allows me to advise clients beyond the transaction, from layout and amenities to rental potential and market appeal.

My approach is personal, detail-driven, and relationship-focused. I believe real estate should feel exciting, supported, and seamless—not overwhelming.

Everything I do is rooted in trust, connection, and helping clients make confident, informed decisions.

My Featured Properties

$1,630,000
4 Beds ⋅ 4 Baths ⋅ 1008660 MLS
Experience refined coastal living in this beautifully remodeled 4-bedroom, 3.5-bath home nestled in the prestigious Kelly Plantation community. Designed with comfort and elegance in mind, this residence blends modern updates with timeless architecture to create an inviting retreat overlooking a private, enclosed pool. Step inside to discover soaring ceilings and an open living and kitchen concept that fills the space with natural light. The thoughtfully designed split bedroom floor plan offers both privacy and functionality, ideal for families or hosting guests. Two spacious living areas, each with sliding doors; seamlessly connect indoor living to the serene pool views, creating the perfect atmosphere for gatherings or quiet relaxation.

4379 Old Bayou Trl, Destin
$5,750,000
7 Beds ⋅ 9 Baths ⋅ 1008645 MLS
Welcome to 230 Blue Lake Road offering the ultimate in luxury coastal living positioned just steps from a deeded beach Access in Old Blue Mountain Beach. This new construction four-story residence seamlessly blends custom design with resort-style amenities, all serviced by a custom elevator that provides effortless access to every level of this exceptional home. The first floor sets the tone for beach entertaining with a spacious den, formal dining room, and a chef's dream kitchen equipped with dual refrigerators, ranges, and dishwashers--perfect for accommodating large gatherings. The expansive living room features oversized sliding glass doors that open onto the infinity-edge hot tub and pool, creating a seamless indoor-outdoor flow that truly brings the beauty of coastal living inside. The pristine yard showcases immaculate green turf that maintains its lush, vibrant appearance year-round without the maintenance. Below the pool deck, discover the perfect beachside hangout with Adirondack seating, an outdoor ping pong table, and corn hole boards, all illuminated by charming café lights for evening enjoyment. In addition to the beach, the home's location offers convenient access to the 30-A bike path & paddling on Redfish Lake. Ascend to the second floor where a generous living area opens to a private balcony offering Gulf views and overlooks of the sparkling pool below. The luxurious master suite features a private balcony, along with a luxury bathroom complete with a soaking tub and walk-in shower. At the top of the stairs leading to the third floor, you will find a glass-enclosed fitness room with wrap-around windows that frame panoramic Gulf views, transforming every workout into an inspiring experience. The fourth floor crowns this amazing home with a game room featuring a wet bar and pool table, opening onto a rooftop deck with spectacular Gulf views. Here, a gas fire pit creates the perfect gathering spot for sunset views over the emerald waters. With seven bedrooms each with its own en-suite bathroom and three bedrooms featuring custom built-in bunk beds, this home comfortably sleeps 26 guests, making it an exceptional short-term rental investment opportunity. Modern conveniences include a motorized louvered pergola for the rooftop deck, which automatically closes when it senses rain, electric vehicle charging in the garage and a temperature-controlled pool that can be both heated and cooled for year-round comfort. With its relaxed location nestled on a private wooded lot and convenient location to dining, shopping and outdoor activities, this home is perfectly suited as a primary or second home. Further, with its abundance of amenities, ample parking and close access to one of 30A's best beaches, it also presents an amazing investment opportunity.

230 Blue Lake Rd, Santa Rosa Beach
$299,000
2 Beds ⋅ 2 Baths ⋅ 1008644 MLS
WATERFRONT...Lagoon Views & Coastal Convenience! Seller is willing to pay for buyers first 6 months of HOA at closing!! Welcome to this beautifully located 2-bedroom, 2-bath condo offering stunning views of the lagoon and just a block and a half stroll to the white sandy beaches of the Gulf of Mexico. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo delivers the perfect blend of relaxation and convenience. Enjoy watching boats, dolphins and manatees cruise by from your private balcony while taking advantage of the area's best attractions right outside your door. Walk to popular restaurants, shopping, entertainment, and nightlife, including the highly anticipated new Tootsies. With easy access to the beach, lagoon activities, and all that Panama City Beach has to offer, this is coastal living at its finest! All appliances were new when sellers purchased in 2017. Freshly painted bedrooms and bathrooms. Electric fireplace in Living Room area is great for an ambiance feeling. Water Heater replaced in 2018. Hurricane Shutters on Front of Condo. Seller would love to become new buyers 2026/2027 snowbird renter.

8730 Thomas Dr Unit UNIT 314, Panama City Beach
$1,375,000
3 Beds ⋅ 4 Baths ⋅ 1008642 MLS
Commanding a coveted Gulf-front setting in the heart of Miramar Beach, Sanddollar 19 offers an extraordinary opportunity to own a premier beachfront investment with exceptional income-producing potential. This impeccably designed townhome features two fully independent residences, creating a rare blend of luxury, flexibility, and proven performance. The private ground-level suite offers a spacious bedroom, full bath, elegant living area, and a well-appointed kitchen, while the upper two levels showcase a beautifully designed two-bedroom residence with expansive living spaces and its own full kitchen. Currently operating as a highly successful vacation rental, the property has consistently produced more than $100,000 in annual rental income, making it as compelling financially as it is aesthetically. Each residence is thoughtfully appointed with a full kitchen, in-unit washer and dryer, dedicated parking, and private Gulf-front balconies that frame breathtaking panoramic views of the Emerald Coast. Just beyond your door, private beach access leads directly to the sugar-white sands and turquoise waters that define this world-renowned destination. Whether envisioned as a luxury investment, an exclusive coastal retreat, or a combination of both, Sanddollar 19 represents a rare opportunity to own a turnkey Gulf-front property in one of Miramar Beach's most desirable locations, moments from premier dining, upscale shopping, championship golf, & the area's finest coastal attractions

2075 Scenic Gulf Dr Unit UNIT 19, Miramar Beach
$449,000
2 Beds ⋅ 2 Baths ⋅ 1008637 MLS
This gulf-front condo was fully renovated in 2025! It provides a highly-desired, modern, coastal design with a turnkey, vacation rental, 2 bedroom, 2 bath unit at Summerhouse, a favorite of owners and guests alike. With over $75,000 in renovations, this unit has remarkable upgrades with 20-mil LVP flooring throughout, beautiful tiled showers, marble countertops, new lighting, vanities, water heater and new roof HVAC system. Pair that with new modern, coastal furnishings and you'll see why this gulf-front condo unit rents so well on the desired on the east end of Panama City Beach. This unit is spacious at just under 1,100 square feet, has a beachfront primary suite and offers breathtaking direct Gulf views from your balcony, the pools and the most perfect sunsets. As you enter the unit, you're greeted with a light, bright corridor with wainscoting-clad walls and LVP that flows seamlessly through the unit. Both bathrooms have been completely modernized with stunning vertical tile in green hues that mirror the turquoise waters of the Gulf of America. Ample storage in new vanities and lighting make for a picture-perfect coastal design. The gulf-front primary suite offers incredible views and you'll wake up to the waves every morning from your bed. The guest suite offers multiple bedding options to maximize your rental, as well. The kitchen features a breakfast bar, marble countertops, stainless appliances and white cabinetry. You'll enjoy ample seating with a modern dining set and 4 counter stools at the breakfast bar. Thoughtfully designed with shiplap-clad walls, fun wooden surfboard decor and plenty of seating in the neutral, yet modern, coastal living room. Step out of the living room onto the spacious patio and let the indoor-outdoor experience of Florida we all love soak in. The primary suite offers a king bed where you'll actually get to relax at the beach. In-unit laundry is also a great convenience at the beach. Summerhouse is a top-rated, gulf-front resort in Panama City Beach and guests come back year after year because of the amenities. Summerhouse offers two beachfront pools, including one heated seasonally, a kiddie pool area, hot tub, tennis courts, pickle ball courts, game room with billiards and arcade, owners lounge, gazebo by the beachfront pool and plenty of parking. Step out of your unit and enjoy coffee and the seabreezes in the mornings then head to the beach for a day by the turquoise waters and sugar white sands. Summerhouse is positioned just right on the east end of the beach on Thomas Drive, just minutes from St. Andrews State Park, multiple marinas including dry boat storage, many waterfront dining establishments, local fishing charters, pontoon boat rentals, and shopping. If you're looking for a turn-key, short-term vacation rental and maximizing your income, this is the unit for you! No deferred maintenance, just income in your pocket. Not looking to rent? Owners love Summerhouse, as well, and there are many owners that utilize their condos as second homes and places for their families to getaway to the beach.

6505 Thomas Dr Unit 503, Panama City Beach
$2,600,000
4 Beds ⋅ 3 Baths ⋅ 1008634 MLS
Located just steps away from the beach, this condo provides direct access to pristine sands and breathtaking Gulf views. The highlight of this property is the expansive 400 square foot porch that stretches across the Gulf-side, offering truly spectacular views. Take in the sights, sounds, and salty breeze as you relax on the porch and soak up the coastal ambiance. Inside, you'll find a luxurious master bedroom with French doors leading to the porch, allowing you to wake up to the beauty of the ocean. All new luxury vinyl flooring throughout. The master bathroom boasts a freestanding tub, a large frameless glass shower, and gleaming subway tiles, creating a spa-like retreat. Two front bedrooms offer comfortable accommodations, with one featuring a king bed, a balcony overlooking the pool, and a stylish bathroom with glassed-in shower. The other front bedroom showcases a queen bed and a balcony overlooking the pool. A Jack and Jill bathroom connects this room to the fourth bedroom, the bunk room, capable of sleeping six guests with a full-over-full bunk bed and a twin-over-twin bunk bed. This unit also offers fantastic amenities for your enjoyment. Take a refreshing dip in the pool located at the front of the condo, or make your way to the private beach only steps away from the property. The design of the home exudes a light and airy beach vibe, reminiscent of the Malibu Surfer style. The well-appointed kitchen is a crowd pleaser, equipped with stainless steel appliances, cooking utensils, and a separate island/bar that provides a beautiful beach view while you prepare meals. Dine indoors at the long trestle table or enjoy al fresco dining on the porch. Additional outdoor seating is available, including a sitting area for sunset gazing Sleeping Arrangements: Bedroom 1: King bed, TV. Private bathroom with freestanding tub and shower. Bedroom 2: Queen bed. Private bathroom. Bedroom 3: King bed. Jack and Jill bathroom. Bedroom 4: Twin-over-twin bunk beds. Jack and Jill bathroom. Bedroom 3 and 4 share a bathroom.

55 Nature Way Unit # 100-1, Santa Rosa Beach
$1,325,000
5 Beds ⋅ 5 Baths ⋅ 1008618 MLS
Welcome to 322 E. Lakeshore Drive, a stunning coastal retreat built in 2023 in the highly sought-after Laguna Beach community on the desirable west end of Panama City Beach. Just a short walk to the sugar white sand beaches and emerald waters of the Gulf, this beautifully designed 5-bedroom, 4-bathroom home sleeps up to 18 guests and offers an exceptional opportunity as a vacation rental, second home, or primary residence with no HOA. The spacious open concept floor plan features a chef-inspired kitchen with an oversized island, generous dining area, and inviting living space designed for entertaining. Outside, your private backyard oasis awaits with a heated pool and spa, providing the perfect place to relax after a day at the beach. Thoughtfully designed to accommodate large families and groups, the home offers comfortable bedrooms, additional bunk accommodations, and modern finishes throughout, making it ideal for short-term rental income. Located in the golf cart friendly community of Laguna Beach, you're just minutes from Thomas Donut & Snack Shop, Carousel Supermarket, Pier Park, and only a short drive to the shops, restaurants, and beaches of Scenic Highway 30A. With modern construction, luxury finishes, a private heated pool and spa, no HOA, and an unbeatable location, 322 E. Lakeshore Drive is a rare opportunity to own a turnkey beach home with outstanding investment potential and the ultimate coastal lifestyle.

322 E Lakeshore Dr, Panama City Beach
$359,900
1 Beds ⋅ 2 Baths ⋅ 1008615 MLS
Wake up to breathtaking Gulf views from Mariner West Unit 609, a beautiful beachfront condominium located in one of Panama City Beach's most desirable low-density communities. This spacious 1-bedroom, 2-bath residence offers an open floor plan designed to maximize the stunning views of the emerald waters and sugar-white sand. The living area opens to a private Gulf-front balcony, the perfect place to enjoy morning coffee or spectacular sunsets. The well-appointed kitchen has ample cabinetry, granite counter tops and a breakfast bar that opens to the living and dining areas. The generous primary bedroom provides plenty of space to relax, while the second full bath offers added convenience for family and guests. Tile flooring throughout makes beach living easy and low maintenance. Mariner West is a well-maintained 58-unit Gulf-front community on the quiet east end of Panama City Beach, just minutes from St. Andrews State Park, marinas, restaurants, and shopping. Amenities include a beachfront pool, lighted tennis and pickleball courts, shuffleboard, grilling area, game room, and private owner storage. Whether you're looking for a primary residence, vacation getaway, or investment property, Unit 609 offers the perfect combination of location, lifestyle, and income potential.

6213 Thomas Dr Unit UNIT 609, Panama City Beach
$1,399,000
2 Beds ⋅ 3 Baths ⋅ 1008611 MLS
Some places are unforgettable. Occupying the corner unit on DYCs 9th floor, this extraordinary 2 bedroom 3 bath residence commands what is arguably one of the finest views on the Emerald Coast. Suspended between the Destin Harbor, East Pass and Gulf, the home feels as though it rests on its own private island. From first light dancing on the harbor to spectacular sunsets melting into the gulf, every room celebrates the beauty that has made Destin one of the country's most treasured destinations. This is more than a home...it's a front row seat to everything that makes Destin extraordinary. DYC is a non rental building Unit comes with slip 19 on the east dock with a 2019 23´ Bennington SX pontoon and a lift.

320 Harbor Blvd Unit 905, Destin
$2,450,000
5 Beds ⋅ 6 Baths ⋅ 1008606 MLS
Nestled near the end of a quiet street in the prestigious Pine Valley neighborhood, this exceptional 5-bedroom, 6-bath estate offers 4,475 square feet of impeccably designed living space where timeless elegance meets resort-style Florida living. From the moment you arrive, the impressive paver courtyard, stately columns, and grand entry create an unforgettable first impression. Inside, soaring ceilings, abundant natural light, custom architectural details, and new engineered hardwood flooring complemented by elegant tile throughout create a warm yet sophisticated atmosphere. Designed with both everyday living and grand entertaining in mind, the expansive open floor plan seamlessly connects the formal living room with its striking stone fireplace, elegant dining room, spacious family room, and an extraordinary chef's kitchen. The heart of the home is a culinary masterpiece, thoughtfully appointed with premium Wolf appliances, including a professional gas range and oven, Wolf microwave, Miele built-in coffee system, Sub-Zero wine cooler, and an abundance of custom cabinetry with beautiful glass display cabinets. Marble countertops, an oversized center island, generous prep space, and a walk-in pantry highlighted by antique French doors complete this stunning space, making it equally suited for intimate family dinners or lavish entertaining. The luxury continues outdoors, where nearly every room opens to an incredible screened tropical retreat designed to rival a five-star resort. With almost as much outdoor living space as the home's interior, this spectacular oasis centers around a sparkling pool and spa surrounded by lush tropical landscaping. The expansive outdoor living room features a fireplace for cool evenings and an impressive outdoor kitchen equipped with a Viking grill, refrigerator, microwave, ice maker, extensive granite prep space, and seating for twelve or more. Whether hosting unforgettable gatherings or enjoying quiet evenings under the stars, this outdoor sanctuary offers year-round enjoyment. The thoughtfully designed floor plan includes two expansive primary suites, each with private access to the pool and outdoor living area. One luxurious owner's retreat features separate his-and-her walk-in closets and a beautifully updated spa-inspired bathroom designed for ultimate relaxation. Two additional guest suites each feature private en-suite baths, while a dedicated office provides the perfect work-from-home environment. Perfect for multigenerational living or extended guests, the attached private apartment adjacent to the garage offers complete independence with its own fully equipped kitchen, living and dining area, walk-in closet, full bath, and washer and dryer--ideal for visitors, in-laws, or a live-in nanny. Additional recent improvements include two new water heaters, ensuring modern efficiency and peace of mind. Completing this remarkable property is a spacious three-car garage with dedicated golf cart storage, offering plenty of room for vehicles, recreational equipment, and all the essentials for enjoying the Florida lifestyle. Perfectly balancing luxury, comfort, and functionality, this extraordinary Pine Valley residence offers an unparalleled living experience where every detail has been carefully curated. From the exquisite chef's kitchen and elegant interiors to the spectacular resort-style outdoor living spaces, this is a home designed to impress and built to be enjoyed. As an introduction to the Sandestin lifestyle, we invite our new owners to explore amenities that make Sandestin special. The listing brokerage and seller(s) are presenting the buyer(s) of this property with (2) 90-minute rounds of Tennis court time, a golf foursome at one of our three championship courses, and a round of golf for up to four (4) players at the unrivaled Burnt Pine Golf Club. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

2936 Pine Valley Dr, Miramar Beach
$1,075,000
4 Beds ⋅ 3 Baths ⋅ 1008605 MLS
Luxury Beach Living! Gated community w/ deeded Beach Access! VA Assumable! 4 Bedrooms/3 Full Baths (1 Bedrm & Full Bath w/zero entry shower on 1st Level). Open Concept-tons of entertaining space. Stainless Appliances, Kitchen Island, stone countertops, Vaulted Ceiling, Back Porch w/extended paver patio for outdoor entertaining. Lrg corner lot, 2 car garage & paver driveway. Lots of storage. Extra large great rm flows into dining & open kitchen. Plantation shutters throughout. Fenced backyard. Check-out floor plan in pictures. Best location in neighborhood: 5 min. stroll to DEEDED BEACH ACCESS & 2 min. stroll to community pool. Low HOA fees include community pool, gated community, security, & beach access. Buyer to verify all deemed important info.

68 Penelope St, Miramar Beach
$269,990
1 Beds ⋅ 1 Baths ⋅ 1008603 MLS
Discover one of the most compelling values south of Highway 98 in Miramar Beach. Located just a short walk from the sugar-white sand, multiple public beach access points, and Pompano Joe's, this updated one-bedroom Hidden Villas townhome offers an affordable opportunity to enjoy the Emerald Coast lifestyle. The interior has been refreshed with brand-new GE appliances, new flooring, fresh paint, impact-rated windows, updated landscaping, and additional improvements throughout. Tucked into a private back corner of the community, the property provides a comfortable retreat while keeping the beach, dining, and entertainment close by. Whether you are searching for a low-maintenance primary residence, a weekend escape, or a second home near the Gulf, this townhome is ready for its next owner. Silver Sands Premium Outlets, Destin Commons, and a wide variety of restaurants and local attractions are also just a short drive away. With its walkable beach location, recent updates, low HOA dues, and attractive price point, this Hidden Villas townhome offers exceptional value in the heart of Miramar Beach.

37 E Bradley St Unit UNIT 16, Miramar Beach
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